Eligible online and contactless shopping, dining and travel earn 10X Reward points, equivalent to up to 4 miles per S$1. No minimum spend; the standard 9X bonus is capped at 9,000 points monthly.
Local purchases earn 3X Reward points (up to 1.2 miles per S$1); foreign-currency purchases earn 6X (up to 2.4 miles). Redeem with participating airline and hotel programmes in the HSBC app.
Earn 5% on eligible dining, shopping and entertainment after S$600 spending in each calendar month of the qualifying quarter. Cashback in these categories is capped at S$250 per quarter.
Earn 4.2 Reward points per S$1 locally and 6.9 on foreign-currency spending, including eligible overseas education. At the KrisFlyer ratio of 3 points per mile, these are 1.4 / 2.3 miles per S$1.