FINANCE
SINGAPORE · CREDIT CARDS

DCS Card Centre credit cards

Compare DCS cashback and reward cards, monthly service fees and lounge programmes. Invitation, business and stablecoin-funded products have separate application routes.

14 card productsReviewed 4 Nov 2026
DCS Card Centre
DCS Imperium World Elite CardDCS Flex Visa Platinum Card

DCS Ultimate Platinum Mastercard
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

DCS Ultimate Platinum Mastercard

2% on eligible purchases with no minimum spend, plus a promotional extra 2% on direct airline / hotel bookings. The combined programme cap is S$200 per month.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Monthly service fee
S$10.90 / month
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DCS Flex Visa Platinum Card
Visa
Apple PayGoogle Pay
SingaporeVisa

DCS Flex Visa Platinum Card

Choose miles, cash rebate, investment credits or carbon credits; switch monthly in DCS Cards App. At S$600 monthly spend: 2.4 miles / S$1 FCY, 1.8 online / contactless SGD, 0.4 other. Each category caps at 1,250 miles (5,000 total).

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Monthly service fee
S$10.90 / month
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DCS Imperium World Elite Card
Mastercard
SingaporeMastercard

DCS Imperium World Elite Card

Invitation-only metal World Elite card. Current overseas 4-mile earning is subject to the issuer’s qualifying monthly foreign-currency spending, not an unconditional rate. Welcome / renewal points and limousine bookings have separate rules.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
Confirm fee
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DCS V2 Card
Visa
SingaporeVisa

DCS V2 Card

Choose Driver or Passenger. At S$688 monthly spend: 15% VICOM, 1.5% local dining excluding fast food, 2% other MYR spend, and 0.3% other spend; overall cashback cap S$90 monthly. Below S$688, base 0.3%.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Monthly service fee
S$10.90 / month
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COURTS DCS Mastercard
Mastercard
SingaporeMastercard

COURTS DCS Mastercard

Earn 2% cashback on eligible purchases with no minimum spend and 2X HomeClub points at COURTS. Card cashback and retailer loyalty points are separate rewards with separate exclusions.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Monthly service fee
S$10.90 / month
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DCS Ultimate Platinum UnionPay Card
UnionPay
SingaporeUnionPay

DCS Ultimate Platinum UnionPay Card

2% cashback on eligible purchases with no minimum spend. Mainland China transactions have a specific transaction-fee waiver; other countries / currencies are not automatically 0% FX.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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DCS DeCard Luminaries Visa Card
Visa
SingaporeVisa0% FX fees

DCS DeCard Luminaries Visa Card

A stablecoin-funded DCS facility using USDT / USDC repayment or prepayment and app-based identity checks. It is a separate route from a normal salary-based unsecured card.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
US$388
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DCS DeCard Visa Card
Visa
SingaporeVisa

DCS DeCard Visa Card

A stablecoin-funded DCS facility using USDT / USDC repayment or prepayment and app-based identity checks. It is a separate route from a normal salary-based unsecured card.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
S$0
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DCS DeCard Mastercard Card
Mastercard
SingaporeMastercard

DCS DeCard Mastercard Card

A stablecoin-funded DCS facility using USDT / USDC repayment or prepayment and app-based identity checks. It is a separate route from a normal salary-based unsecured card.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
S$0
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DCS Diners Club International Credit Card
Diners Club
SingaporeDiners Club

DCS Diners Club International Credit Card

At S$400 monthly spend, selected dining / hotels earn 3X Club Rewards points and overseas spend 5X. Other eligible purchases earn base points; points do not expire.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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DCS CASHBACK Credit Card
Diners Club
SingaporeDiners Club

DCS CASHBACK Credit Card

Up to 5% cash rebate on eligible local / overseas spending after S$500 monthly spend. The programme’s rebate caps and excluded transactions apply; this is not an unlimited flat 5% card.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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DCS DON DON DONKI Credit Card
Diners Club
SingaporeDiners Club

DCS DON DON DONKI Credit Card

Earn Rebate$ on eligible DON DON DONKI Singapore purchases, up to 5% on S$1,000 monthly spending per card account. Rebate$ offset later store purchases; they are distinct from cash paid into a bank account.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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DCS Mustafa Credit Card
Diners Club
SingaporeDiners Club

DCS Mustafa Credit Card

Earn 5 Mustafa Points per S$1 at Mustafa including eligible instalments, and 1 point elsewhere. 10,000 points offset S$12 of card bills, with minimum redemption of 1,000 points.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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DCS VICOM Credit Card
Diners Club
SingaporeDiners Club

DCS VICOM Credit Card

VICOM cash credits and Esso Fleet fuel privileges have their own yearly / monthly conditions. Earn Club Rewards points on eligible purchases; the advertised combined fuel discount includes station and card components.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$60,000
Annual fee
S$196.20
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