SINGAPORE · CREDIT CARDS Citi Singapore credit cards Compare cashback, ThankYou Points and non-expiring Citi Miles. See separate foreigner income thresholds and the guest rules behind lounge allowances.
8 card products Reviewed 4 Nov 2026
All banks UOB Singapore DBS / POSB Citi Singapore CIMB Singapore HSBC Singapore OCBC Singapore Standard Chartered Singapore Maybank Singapore Bank of China Singapore American Express Singapore Trust Bank DCS Card Centre MariBank ICBC Singapore Check income & work pass → Search cards Benefits All cards Cashback Points & miles Airport lounges 0% FX fees
Singapore Mastercard
Earn 1.2 Citi Miles per S$1 locally and 2.2 miles on foreign-currency retail spend, without a base miles cap or expiry.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Mastercard
Earn 10 ThankYou Points per S$1 on eligible online shopping and selected department-store, clothing, shoe and bag purchases. Other eligible spending earns 1 point per S$1.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Mastercard
Earn 3.25 ThankYou Points per S$1 locally and 5 points on foreign-currency spend: equivalent to 1.3 / 2 miles at the standard airline-transfer ratio.
Citizen / PR annual income S$120,000
Foreigner annual income S$120,000
Annual fee S$651.82 View card → Singapore Mastercard
Earn 1.6% cashback on eligible retail spend, with no minimum spending requirement or cashback cap. Earned cashback does not expire.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Mastercard
Spend at least S$800 per statement month to earn 8% on eligible petrol and private commute, and 6% on dining and groceries worldwide.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Visa
S$500 monthly eligible spend unlocks 5% SMRT$ on groceries, qualifying online purchases, taxi / ride-hailing and SimplyGo tap-to-pay transport. Otherwise the 0.3% base rate applies.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Visa
Up to 5% Citi M1 rebates on eligible entertainment, and up to 3% on eligible M1 bills and in-store M1 Shop spending, including the 0.3% base component.
Citizen / PR annual income S$30,000
Foreigner annual income S$42,000
Annual fee S$196.20 View card → Singapore Visa
Student credit card for Singapore citizens / PRs aged 18 and above at the institutions listed by Citi. No minimum income is required for this student route.
Citizen / PR annual income S$0
Foreigner annual income Not eligible
Annual fee S$30.52 View card → No matching cards.