Citi Prestige Card
Earn 3.25 ThankYou Points per S$1 locally and 5 points on foreign-currency spend: equivalent to 1.3 / 2 miles at the standard airline-transfer ratio.
Benefits & important limits
- Earn 3.25 ThankYou Points per S$1 locally and 5 points on foreign-currency spend: equivalent to 1.3 / 2 miles at the standard airline-transfer ratio.
- Twelve Priority Pass visits per calendar year are shared with guests. A principal cardholder plus one guest uses two visits; this is not unlimited lounge access.
- The fourth-night hotel benefit requires an eligible four-night booking through Citi’s designated concierge channel; taxes, fees and booking conditions apply.
- Two one-way Changi airport limousine transfers per quarter require S$12,000 spending in the same quarter. Annual-fee payment at renewal earns 80,000 ThankYou Points, equivalent to 32,000 miles.
Fees & repayments
- Principal annual fee (GST included)
- S$651.82
- Fee waiver
- S$598 before 9% GST = S$651.82. The current product-page fee supersedes the older S$545 figure still shown in the generic tariff. No annual-fee waiver.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Priority Pass · 12 visits per calendar year · principal and guests share the quota. Use the digital membership in the Priority Pass app.
Eligibility & work passes
Citi lists foreign applicants with a passport and valid work pass of at least six months’ validity, proof of address, latest payslip and Income Tax Notice of Assessment. Confirm your exact pass type with Citi.
Principal age: 21+
Application documents ↗Overseas & FX fees
Citi foreign-currency Visa / Mastercard purchases incur an administrative fee of up to 3.25%, on the network-converted SGD amount. Cashback and miles do not waive this fee.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.