Citi Cash Back Card
Spend at least S$800 per statement month to earn 8% on eligible petrol and private commute, and 6% on dining and groceries worldwide.
Benefits & important limits
- Spend at least S$800 per statement month to earn 8% on eligible petrol and private commute, and 6% on dining and groceries worldwide.
- Total cashback is capped at S$80 per statement month. If the minimum spend is not met, eligible retail purchases earn the 0.2% base rate.
- Fuel-station headline savings can combine instant discounts with the card rebate, rather than being an additional flat cashback rate. Foreign-currency purchases incur standard FX fees.
Fees & repayments
- Principal annual fee (GST included)
- S$196.20
- Fee waiver
- First year waived; subsequent fee waiver is subject to the bank’s assessment.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Citi lists foreign applicants with a passport and valid work pass of at least six months’ validity, proof of address, latest payslip and Income Tax Notice of Assessment. Confirm your exact pass type with Citi.
Principal age: 21+
Application documents ↗Overseas & FX fees
Citi foreign-currency Visa / Mastercard purchases incur an administrative fee of up to 3.25%, on the network-converted SGD amount. Cashback and miles do not waive this fee.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.