FINANCE
SINGAPORE · CREDIT CARDS

DBS / POSB credit cards

From POSB Everyday and DBS Chromo to Altitude and Vantage: compare cashback, points expiry, FX fees and airport privileges.

14 card productsReviewed 4 Nov 2026
DBS / POSB
DBS Vantage Visa Infinite CardDBS Chromo Card

DBS Chromo Card
Visa
SingaporeVisa0% FX fees

DBS Chromo Card

For new applicants aged 21–29; existing holders retain the card after 30 with a different rewards structure.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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POSB Everyday Card
Mastercard
SingaporeMastercard

POSB Everyday Card

S$800 eligible monthly spend unlocks bonus categories including dining, SimplyGo and eligible in-store MYR transactions.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Altitude Visa Signature Card
Visa
SingaporeVisa

DBS Altitude Visa Signature Card

1.3 miles per S$1 locally and 2.2 miles on eligible foreign-currency spending. DBS Points do not expire.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Altitude American Express Card
American Express
SingaporeAmerican Express

DBS Altitude American Express Card

1.3 miles per S$1 locally and 2.2 miles on eligible foreign-currency spending; DBS Points do not expire.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS yuu Visa Card
Visa
SingaporeVisa

DBS yuu Visa Card

Up to 18% rebates / 10 miles per S$1 at participating yuu merchants requires S$800 monthly spend and transactions at four participating merchants.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS yuu American Express Card
American Express
SingaporeAmerican Express

DBS yuu American Express Card

Participating yuu merchant rewards can reach 18% rebates / 10 miles per S$1 after S$800 spend and four participating merchants monthly.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Woman’s Mastercard Card
Mastercard
SingaporeMastercard

DBS Woman’s Mastercard Card

Online purchases earn 5X DBS Points (2 miles per S$1 equivalent), capped at the first S$1,000 online spend per calendar month.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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DBS Woman’s World Mastercard Card
Mastercard
SingaporeMastercard

DBS Woman’s World Mastercard Card

Online purchases earn 10X DBS Points (4 miles per S$1 equivalent), capped at S$1,000 online spend per calendar month under the current programme terms.

Citizen / PR annual income
S$80,000
Foreigner annual income
S$80,000
Annual fee
S$196.20
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DBS Esso Mastercard Card
Mastercard
SingaporeMastercard

DBS Esso Mastercard Card

Esso fuel savings combine instant discounts, Smiles redemption and qualifying fuel rebates; the headline up to 26.2% is not a flat cashback rate.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Takashimaya Visa Card
Visa
SingaporeVisa

DBS Takashimaya Visa Card

Takashimaya spending earns voucher rebates of up to 5% under the Visa programme.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Takashimaya American Express Card
American Express
SingaporeAmerican Express

DBS Takashimaya American Express Card

Takashimaya spending can earn voucher rebates up to 6% under the Amex programme.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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DBS Vantage Visa Infinite Card
Visa
SingaporeVisa

DBS Vantage Visa Infinite Card

Switch between miles and cashback: eligible local spending earns 1.4 miles / 1.4%, foreign-currency spending earns 2.2 miles / 2.2%.

Citizen / PR annual income
S$120,000
Foreigner annual income
S$120,000
Annual fee
S$599.50
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SAFRA DBS Mastercard Card
Mastercard
SingaporeMastercard

SAFRA DBS Mastercard Card

Up to 3% SAFRA$ rebates on eligible local online/contactless transactions after S$500 monthly spend.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$0.00
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DBS Live Fresh Student Card
Visa
SingaporeVisa

DBS Live Fresh Student Card

Student card restricted to eligible Singapore citizens / PRs aged 21–27 at the institutions listed by DBS; no minimum income and S$500 credit limit.

Citizen / PR annual income
S$0
Foreigner annual income
Not eligible
Annual fee
S$196.20
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