DBS Live Fresh Student Card
Student card restricted to eligible Singapore citizens / PRs aged 21–27 at the institutions listed by DBS; no minimum income and S$500 credit limit.
Benefits & important limits
- Student card restricted to eligible Singapore citizens / PRs aged 21–27 at the institutions listed by DBS; no minimum income and S$500 credit limit.
- Up to 5% cashback on selected brands and additional green merchants under the Student programme; first five annual fees waived. This is not the general Live Fresh card.
Fees & repayments
- Principal annual fee (GST included)
- S$196.20
- Fee waiver
- First five years waived.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs: S$0 gross annual income; same threshold across the stated ages.
Age: 21–27. Gross annual income is different from take-home pay; income earned in another currency requires bank confirmation.
Application documents ↗Overseas & FX fees
Standard foreign-currency transaction fees apply. DBS lists total administrative / conversion fees of up to 3.25%; UOB fees depend on card network and the current tariff. Overseas cashback or miles do not automatically remove these charges.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.