SAFRA DBS Mastercard Card
Up to 3% SAFRA$ rebates on eligible local online/contactless transactions after S$500 monthly spend.
Benefits & important limits
- Up to 3% SAFRA$ rebates on eligible local online/contactless transactions after S$500 monthly spend.
- SAFRA membership is mandatory. No card annual fee while membership is maintained, but SAFRA membership charges remain payable.
Fees & repayments
- Principal annual fee (GST included)
- S$0.00
- Fee waiver
- First year waived; subsequent waiver follows the issuer’s current policy.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs: S$30,000 gross annual income; S$15,000 from age 56.
Foreign applicants: S$45,000 gross annual income, supported by income and residence documents. EP / S Pass follow the issuer’s supporting-document route. A pass and salary meeting the figures do not guarantee approval.
DBS requires a work pass and passport with at least six months remaining validity. Its eligible work-pass list includes EP and S Pass.
Age: 21–75. Gross annual income is different from take-home pay; income earned in another currency requires bank confirmation.
SAFRA membership eligibility must be checked independently; a work pass alone does not grant membership.
Application documents ↗Overseas & FX fees
Standard foreign-currency transaction fees apply. DBS lists total administrative / conversion fees of up to 3.25%; UOB fees depend on card network and the current tariff. Overseas cashback or miles do not automatically remove these charges.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.