Compare ICBC Singapore cashback and dual-currency cards. EP, S Pass and WP are listed in the application documents; income and product-specific conditions still apply.
Unlimited 1.5% cashback on eligible local purchases and 3% overseas, with no minimum spend. Overseas rebates are separate from the 2.5% FX administrative fee.
Eligible foreign-currency purchases earn 3% cashback, selected local shopping / dining 2%, other local spend 1%, without a minimum spend or rebate cap. Twelve constellation designs share the same product rules.
Unlimited 1.6% cashback on eligible purchases with no minimum spend. Choose one of twelve zodiac designs; a card set is not twelve separate credit products.
Separate SGD and USD accounts. USD purchases have the 2.5% administrative conversion fee waived; USD repayment and the exchange cost of buying USD must still be considered. Cashback tiers have minimum spend and caps.
Separate SGD / RMB accounts with RMB or SGD repayment for Mainland China purchases. RMB administrative-fee waivers do not extend to every currency; cashback tiers and account rules apply.
For qualifying students under the issuer’s dedicated student route. Monthly eligible spend below S$1,000 earns 1%; S$1,000 or above earns 3%, capped at S$60 per month. Permanent annual-fee waiver.
Unlimited 1.6% cashback on eligible local and overseas purchases, with no minimum spend. A SGD / RMB UnionPay product with a permanent annual-fee waiver.
Invitation-only CEA member card: unlimited 1.6% cashback on eligible local / overseas purchases, annual-fee waiver and RMB administrative-fee waiver on Mainland China transactions.