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SINGAPORE · CREDIT CARDS

ICBC Singapore credit cards

Compare ICBC Singapore cashback and dual-currency cards. EP, S Pass and WP are listed in the application documents; income and product-specific conditions still apply.

8 card productsReviewed 4 Nov 2026
ICBC Singapore
ICBC Friendship Credit CardICBC CEA Friends Credit Card

ICBC Global Travel Mastercard Credit Card
Mastercard
SingaporeMastercard

ICBC Global Travel Mastercard Credit Card

Unlimited 1.5% cashback on eligible local purchases and 3% overseas, with no minimum spend. Overseas rebates are separate from the 2.5% FX administrative fee.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$150
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ICBC Horoscope Credit Card
UnionPay
SingaporeUnionPay

ICBC Horoscope Credit Card

Eligible foreign-currency purchases earn 3% cashback, selected local shopping / dining 2%, other local spend 1%, without a minimum spend or rebate cap. Twelve constellation designs share the same product rules.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$150
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ICBC Chinese Zodiac Credit Card
Mastercard
SingaporeMastercard

ICBC Chinese Zodiac Credit Card

Unlimited 1.6% cashback on eligible purchases with no minimum spend. Choose one of twelve zodiac designs; a card set is not twelve separate credit products.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$150
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ICBC Visa Dual Currency Credit Card
Visa
SingaporeVisa

ICBC Visa Dual Currency Credit Card

Separate SGD and USD accounts. USD purchases have the 2.5% administrative conversion fee waived; USD repayment and the exchange cost of buying USD must still be considered. Cashback tiers have minimum spend and caps.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$150
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ICBC UnionPay Dual Currency Credit Card
UnionPay
SingaporeUnionPay

ICBC UnionPay Dual Currency Credit Card

Separate SGD / RMB accounts with RMB or SGD repayment for Mainland China purchases. RMB administrative-fee waivers do not extend to every currency; cashback tiers and account rules apply.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$150
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ICBC Student Talent Credit Card
UnionPay
SingaporeUnionPay

ICBC Student Talent Credit Card

For qualifying students under the issuer’s dedicated student route. Monthly eligible spend below S$1,000 earns 1%; S$1,000 or above earns 3%, capped at S$60 per month. Permanent annual-fee waiver.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
S$0
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ICBC Friendship Credit Card
UnionPay
SingaporeUnionPay

ICBC Friendship Credit Card

Unlimited 1.6% cashback on eligible local and overseas purchases, with no minimum spend. A SGD / RMB UnionPay product with a permanent annual-fee waiver.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$48,000
Annual fee
S$0
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ICBC CEA Friends Credit Card
UnionPay
SingaporeUnionPay

ICBC CEA Friends Credit Card

Invitation-only CEA member card: unlimited 1.6% cashback on eligible local / overseas purchases, annual-fee waiver and RMB administrative-fee waiver on Mainland China transactions.

Citizen / PR annual income
Not published
Foreigner annual income
Not published
Annual fee
S$0
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