ICBC CEA Friends Credit Card
Invitation-only CEA member card: unlimited 1.6% cashback on eligible local / overseas purchases, annual-fee waiver and RMB administrative-fee waiver on Mainland China transactions.
Benefits & important limits
- Invitation-only CEA member card: unlimited 1.6% cashback on eligible local / overseas purchases, annual-fee waiver and RMB administrative-fee waiver on Mainland China transactions.
- Through 31 December 2026: cardholder plus up to two accompanying guests can enter SATS Premier Lounges at Changi under the published promotion. Present the physical CEA Friends card and boarding pass; entry is subject to lounge capacity.
Fees & repayments
- Principal annual fee (GST included)
- S$0
- Fee waiver
- No annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Through 31 December 2026: cardholder plus up to two accompanying guests can enter SATS Premier Lounges at Changi under the published promotion. Present the physical CEA Friends card and boarding pass; entry is subject to lounge capacity.
Participating lounge directory ↗ · Lounge programme details ↗
Eligibility & work passes
By invitation for qualifying China Enterprise Association (Singapore) members. Ordinary salary thresholds do not establish eligibility; contact ICBC for membership and application requirements.
Principal age: 21+
Application documents ↗Overseas & FX fees
ICBC’s standard foreign-currency administrative fee is 2.5%. Currency-specific dual-account waivers must be checked separately; overseas cashback alone does not mean 0% FX fees.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.