Compare BOC’s cashback, rewards and dual-currency cards, with product-specific salary thresholds, fees and currency waivers.
Non-CNY purchases: 0.3% on the first S$500 and 3% on the amount above S$500 per billing cycle, capped at S$40. CNY purchases: 0.3% on the first CNY2,500 and 1% above, with a separate S$40 cap.
Earn 7 BOC points per S$1 locally (1.4 miles) and 14 overseas (2.8 miles). Five BOC points convert to one mile; partner transfer fees, minimum blocks and exclusions apply.
Spend at least S$800 per billing cycle: 10% dining; 8% eligible MY / ID in-store, travel-booking platforms, streaming and concerts; 3% selected transport, grocery and online spend; 3% healthcare / pet care; 1% insurance. Each group has a S$25 rebate cap.
Unlimited 1.5% rebate on eligible local and overseas purchases excluding RMB, with no minimum spend. S$400 per billing cycle unlocks up to 10% on eligible SPH newspaper subscriptions and 5% dining, capped at S$30 per cycle for the bonus programme.
Unlimited 1.6% local and 2.4% overseas rebate, no minimum spend. Insurance / education earn 0.3%; EV charging earns up to 3% after S$2,500 eligible spend per billing cycle.
Eligible spending outside Sheng Siong earns unlimited 1.5% rebate with no minimum spend. Sheng Siong purchases earn up to 6%, capped at S$35 per billing cycle and subject to qualifying spending at other merchants.
0.5% rebate on up to S$500 billed each monthly statement. Student route: age 18+, no minimum income, including foreign students. Working route: age 21+, Singapore citizen / PR and at least S$18,000 yearly income.
Earn 2X BOC Bonus Points on eligible overseas purchases. A UnionPay card for spending and payment convenience in China; points are distinct from cash rebate and conversion fees still need checking.
Eligible local purchases earn 1 BOC Bonus Point per S$1; overseas purchases earn 3 points. Redeem through BOC Rewards; the Visa and Mastercard versions use their respective acceptance networks.
Eligible local purchases earn 1 BOC Bonus Point per S$1; overseas purchases earn 3 points. Redeem through BOC Rewards; the Visa and Mastercard versions use their respective acceptance networks.
No matching cards.