BOC Visa Infinite Card
Unlimited 1.6% local and 2.4% overseas rebate, no minimum spend. Insurance / education earn 0.3%; EV charging earns up to 3% after S$2,500 eligible spend per billing cycle.
Benefits & important limits
- Unlimited 1.6% local and 2.4% overseas rebate, no minimum spend. Insurance / education earn 0.3%; EV charging earns up to 3% after S$2,500 eligible spend per billing cycle.
- The published annual-income requirement is S$72,000. The card-specific requirement replaces the ordinary BOC card threshold.
- Four complimentary visits to participating Plaza Premium Lounges annually. Check the issuer’s participating locations, principal-card eligibility and current admission rules before travel; supplementary / guest access is not automatically free.
Fees & repayments
- Principal annual fee (GST included)
- S$381.50
- Fee waiver
- First 1 year waived; renewal follows issuer conditions.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Four complimentary visits to participating Plaza Premium Lounges annually. Check the issuer’s participating locations, principal-card eligibility and current admission rules before travel; supplementary / guest access is not automatically free.
Participating lounge directory ↗ · Lounge programme details ↗
Eligibility & work passes
Age 21+. Singapore citizens / PRs generally need S$30,000 yearly income; foreigners S$60,000. The application form requests passport, work / visit / employment pass with at least nine months remaining validity, address and income documents. Exact pass acceptance remains subject to BOC assessment.
Principal age: 21+
Application documents ↗Overseas & FX fees
Standard foreign-currency fees are 3% for Visa / Mastercard (2% bank + 1% network) and 3.2% for UnionPay (2.4% bank + 0.8% network). A CNY sub-account waiver on selected dual-currency cards is a separate, currency-specific benefit.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.