BOC SplendorPlus Card
Non-CNY purchases: 0.3% on the first S$500 and 3% on the amount above S$500 per billing cycle, capped at S$40. CNY purchases: 0.3% on the first CNY2,500 and 1% above, with a separate S$40 cap.
Benefits & important limits
- Non-CNY purchases: 0.3% on the first S$500 and 3% on the amount above S$500 per billing cycle, capped at S$40. CNY purchases: 0.3% on the first CNY2,500 and 1% above, with a separate S$40 cap.
- Mainland China transactions post to the CNY account. No currency-exchange fee on CNY retail purchases; choose CNY or SGD repayment, with conversion still relevant if repaying in SGD.
Fees & repayments
- Principal annual fee (GST included)
- S$207.10
- Fee waiver
- First 1 year waived; renewal follows issuer conditions.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Age 21+. Singapore citizens / PRs generally need S$30,000 yearly income; foreigners S$60,000. The application form requests passport, work / visit / employment pass with at least nine months remaining validity, address and income documents. Exact pass acceptance remains subject to BOC assessment.
Principal age: 21+
Application documents ↗Overseas & FX fees
Mainland China transactions post to the CNY account. No currency-exchange fee on CNY retail purchases; choose CNY or SGD repayment, with conversion still relevant if repaying in SGD.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.