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SINGAPORE · CREDIT CARDS

OCBC Singapore credit cards

Explore OCBC cashback, shopping points and travel cards, with spending caps, renewal waivers and VOYAGE lounge access shown by product.

12 card productsReviewed 4 Nov 2026
OCBC Singapore
OCBC 90°N VisaOCBC 365 Credit Card

OCBC INFINITY Cashback Card
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC INFINITY Cashback Card

Earn unlimited 1.6% cashback on eligible purchases with no monthly spending minimum. Overseas purchases still attract foreign-currency fees.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC 365 Credit Card
Visa
Apple PayGoogle Pay
SingaporeVisa

OCBC 365 Credit Card

The current simplified tier requires S$800 spending in a calendar month for 6% cashback on eligible dining, groceries, land transport and petrol, capped at S$160 total per month.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC Rewards Card
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC Rewards Card

Earn 10X OCBC$ (4 miles per S$1) on the listed shopping merchant categories and selected online retailers. The monthly bonus-points allowance is 10,000 OCBC$; ordinary eligible spending earns 1X.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC 90°N Mastercard
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC 90°N Mastercard

Earn 1.3 Travel$ per S$1 in SGD and 2.1 Travel$ in foreign currencies, equivalent to 1.3 / 2.1 airline miles at the standard transfer ratio. Travel$ do not expire.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC 90°N Visa
Visa
Apple PayGoogle Pay
SingaporeVisa

OCBC 90°N Visa

Earn 1.3 Travel$ per S$1 in SGD and 2.1 Travel$ in foreign currencies, equivalent to 1.3 / 2.1 airline miles at the standard transfer ratio. Travel$ do not expire.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC NXT Credit Card
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC NXT Credit Card

Eligible transactions of S$100–S$1,000 automatically split over three months; transactions above S$1,000 split over six months at 0% instalment interest. Repay each statement in full to avoid normal card interest.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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OCBC FRANK Credit Card
Visa
Apple PayGoogle Pay
SingaporeVisa

OCBC FRANK Credit Card

Spend S$800 in a calendar month for 8% on eligible foreign-currency purchases and eligible SGD online / mobile-wallet payments. These are cashback benefits, not an FX-fee waiver.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$196.20
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OCBC VOYAGE Card
Visa
Apple PayGoogle Pay
SingaporeVisa

OCBC VOYAGE Card

Earn 1.3 VOYAGE Miles per S$1 locally and 2.2 on foreign-currency purchases. VOYAGE Miles do not expire; airline transfers incur the prevailing redemption fee.

Citizen / PR annual income
S$120,000
Foreigner annual income
S$120,000
Annual fee
S$498
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BEST-OCBC Credit Card
Visa
Apple PayGoogle Pay
SingaporeVisa

BEST-OCBC Credit Card

Earn 3% cash rebates at participating BEST Denki stores, including eligible 0% instalment purchases. Gift vouchers and purchases through third-party shopping platforms are excluded.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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OCBC Platinum Credit Card
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC Platinum Credit Card

Earn 5 OCBC$ for each S$5 of eligible retail spending. Redeem accumulated points for the available rewards; qualifying transaction and rewards exclusions apply.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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OCBC Great Eastern Cashflo Credit Card
Mastercard
Apple PayGoogle Pay
SingaporeMastercard

OCBC Great Eastern Cashflo Credit Card

Automatic 3 / 6 month instalments for eligible retail purchases, and 12-month instalments for eligible Great Eastern premiums. A 1% processing fee applies to the 12-month premium plan.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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OCBC Arts Credit Card
Visa
Apple PayGoogle Pay
SingaporeVisa

OCBC Arts Credit Card

Earn 15 OCBC$ per S$5 on eligible SISTIC purchases, with priority access to selected arts events. Ordinary eligible spending earns the standard OCBC$ rate.

Citizen / PR annual income
S$30,000
Foreigner annual income
S$45,000
Annual fee
S$163.50
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