
OCBC VOYAGE Card
Earn 1.3 VOYAGE Miles per S$1 locally and 2.2 on foreign-currency purchases. VOYAGE Miles do not expire; airline transfers incur the prevailing redemption fee.
Benefits & important limits
- Earn 1.3 VOYAGE Miles per S$1 locally and 2.2 on foreign-currency purchases. VOYAGE Miles do not expire; airline transfers incur the prevailing redemption fee.
- Unlimited DragonPass lounge access for principal cardholders; supplementary cards receive two complimentary entries. Activate membership in the DragonPass app using your membership number and activation code; guest charges are separate.
- S$12,000 eligible spending in a calendar quarter earns up to two limousine rides for that quarter. Earned rides are valid for three months from the month earned. Paying the annual fee awards 15,000 VOYAGE Miles.
- Premier VOYAGE and Premier Private Client VOYAGE are relationship variants, with 1.6 local / 2.3 foreign miles; Premier Private also has 2.3 miles on dining. Their relationship eligibility is separate from the ordinary VOYAGE card.
Fees & repayments
- Principal annual fee (GST included)
- S$498
- Fee waiver
- S$498 annual fee; renewal benefits and waivers follow the VOYAGE programme.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Unlimited DragonPass lounge access for principal cardholders; supplementary cards receive two complimentary entries. Activate membership in the DragonPass app using your membership number and activation code; guest charges are separate.
Participating lounge directory ↗ · Lounge programme details ↗
Eligibility & work passes
Primary applicants must be at least 21, with S$120,000 annual income for local and foreign applicants. Premium relationship variants require the relevant OCBC banking relationship.
Principal age: 21+
Application documents ↗Overseas & FX fees
OCBC adds a 2.25% administrative fee to the 1% Visa / Mastercard conversion fee for foreign-currency purchases: 3.25% in total. DCC and overseas SGD processing are separate.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.