FINANCE
OCBC VOYAGE Card
Visa
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OCBC Singapore · SINGAPORE
SingaporeVisa

OCBC VOYAGE Card

Earn 1.3 VOYAGE Miles per S$1 locally and 2.2 on foreign-currency purchases. VOYAGE Miles do not expire; airline transfers incur the prevailing redemption fee.

Annual income · Citizen / PRS$120,000
Annual income · ForeignerS$120,000
Annual feeS$498
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Benefits & important limits

  • Earn 1.3 VOYAGE Miles per S$1 locally and 2.2 on foreign-currency purchases. VOYAGE Miles do not expire; airline transfers incur the prevailing redemption fee.
  • Unlimited DragonPass lounge access for principal cardholders; supplementary cards receive two complimentary entries. Activate membership in the DragonPass app using your membership number and activation code; guest charges are separate.
  • S$12,000 eligible spending in a calendar quarter earns up to two limousine rides for that quarter. Earned rides are valid for three months from the month earned. Paying the annual fee awards 15,000 VOYAGE Miles.
  • Premier VOYAGE and Premier Private Client VOYAGE are relationship variants, with 1.6 local / 2.3 foreign miles; Premier Private also has 2.3 miles on dining. Their relationship eligibility is separate from the ordinary VOYAGE card.

Fees & repayments

Principal annual fee (GST included)
S$498
Fee waiver
S$498 annual fee; renewal benefits and waivers follow the VOYAGE programme.

Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.

Airport lounge access

Unlimited DragonPass lounge access for principal cardholders; supplementary cards receive two complimentary entries. Activate membership in the DragonPass app using your membership number and activation code; guest charges are separate.

Participating lounge directory ↗ · Lounge programme details ↗

Eligibility & work passes

EPListed document route

Primary applicants must be at least 21, with S$120,000 annual income for local and foreign applicants. Premium relationship variants require the relevant OCBC banking relationship.

Principal age: 21+

Application documents ↗

Overseas & FX fees

OCBC adds a 2.25% administrative fee to the 1% Visa / Mastercard conversion fee for foreign-currency purchases: 3.25% in total. DCC and overseas SGD processing are separate.

Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.