HSBC Visa Infinite Credit Card
Earn up to 1 mile per S$1 locally and 2 miles overseas through HSBC Reward points. Partner conversion ratios and eligible-spend rules apply.
Benefits & important limits
- Earn up to 1 mile per S$1 locally and 2 miles overseas through HSBC Reward points. Partner conversion ratios and eligible-spend rules apply.
- Unlimited LoungeKey access for primary and supplementary cardholders. Present the physical Visa Infinite card and boarding pass, and request LoungeKey access. Guests cost US$35 each per visit.
- Two airport limousine and expedited-immigration redemptions per calendar year; HSBC Premier customers receive four. Every S$2,000 eligible monthly spend earns another redemption, up to 24 yearly. Advance booking and separate guest rules apply.
Fees & repayments
- Principal annual fee (GST included)
- S$662.15
- Fee waiver
- Non-waivable annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Unlimited LoungeKey access for primary and supplementary cardholders. Present the physical Visa Infinite card and boarding pass, and request LoungeKey access. Guests cost US$35 each per visit.
Participating lounge directory ↗ · Lounge programme details ↗
Eligibility & work passes
Primary applicants must be at least 21 with S$120,000 annual income, whether local or foreign. HSBC lists EP / S Pass and passport / pass validity and supporting income documents.
Principal age: 21+
Application documents ↗Overseas & FX fees
Foreign-currency purchases attract up to 3.25% in conversion and administrative fees. Rewards do not cancel these charges; overseas SGD and DCC transactions follow separate rules.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.