HSBC Revolution Credit Card
Eligible online and contactless shopping, dining and travel earn 10X Reward points, equivalent to up to 4 miles per S$1. No minimum spend; the standard 9X bonus is capped at 9,000 points monthly.
Benefits & important limits
- Eligible online and contactless shopping, dining and travel earn 10X Reward points, equivalent to up to 4 miles per S$1. No minimum spend; the standard 9X bonus is capped at 9,000 points monthly.
- Maintain at least S$50,000 average daily balance in an eligible sole SGD Everyday Global Account for 20X points (up to 8 miles per S$1), with the 19X bonus capped at 22,800 points per month. This deposit condition is separate from card eligibility.
- Only listed merchant categories qualify. Other eligible purchases earn 1 point per S$1; airline conversion ratios vary by partner.
Fees & repayments
- Principal annual fee (GST included)
- S$0
- Fee waiver
- No annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
New customers and existing customers with total relationship balance below S$50,000 need S$65,000 yearly income. Existing customers with at least S$50,000 TRB: local salaried S$30,000; local self-employed / commission earners S$40,000. Foreign applicants need S$65,000 in either case. HSBC names EP and S Pass in its documents; passport / pass validity and income documents are required.
Principal age: 21+
Application documents ↗Overseas & FX fees
Foreign-currency purchases attract up to 3.25% in conversion and administrative fees. Rewards do not cancel these charges; overseas SGD and DCC transactions follow separate rules.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.