CIMB Lite-i Credit Card
Fixed 14% yearly profit rate on retail and cash advances. Basic card focused on financing costs rather than rewards.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
Lifetime annual fee waiver.
Everyday cashback, travel rewards and PETRONAS benefits, with conventional and Islamic card options.


Personal cards are shown first. Switch Product group for business / corporate cards. Invitation and availability labels describe application access, not approval.
Logos show verified support only. * Selected card in a bundle; open the card for Apple Pay and Google Pay status separately.
Fixed 14% yearly profit rate on retail and cash advances. Basic card focused on financing costs rather than rewards.
Lifetime annual fee waiver.
Selected essentials can earn up to 5% rebate; other eligible online and retail purchases earn 0.2%.
Principal and supplementary annual fees waived.
Up to 8% on eligible PETRONAS/Setel fuel purchases and up to 2% on selected everyday spending.
Principal and supplementary annual fees waived.
Earn 1 Bonus Point per eligible RM1; a separate Mastercard variant from Visa Platinum.
Principal and supplementary annual fees waived.
An Islamic rewards card with points redemption through CIMB's member rewards programme.
Principal and supplementary annual fees waived.
5X points on qualifying overseas, airline and duty-free purchases; 2X on other eligible local spending.
No principal or supplementary annual fee.
Earn 1 Bonus Point per eligible RM1; redeem through the issuer's rewards programme.
Principal and supplementary annual fees waived.
12X points on eDay and 3X on other days for eligible online, auto-billing and contactless payments.
A dated fee-waiver campaign runs through 31 December 2028; qualifying spend applies.
2X points on eligible overseas purchases and 1X on other qualifying local purchases.
Principal and supplementary annual fees waived.
5X points on eligible local dining and overseas spend; selected lounge access is subject to terms.
Principal and supplementary annual fees waived.
5X points on eligible flight-ticket purchases and 1X on other qualifying local purchases.
No principal or supplementary annual fee.
8X points on qualifying overseas, airline and duty-free purchases. Lounge benefits depend on current access rules.
Standard annual fee; waiver spending requirements differ for new and existing cardholders.
Up to 12% rebate for eligible PETRONAS and Setel purchases at PETRONAS; tier thresholds and caps apply.
Principal and supplementary annual fees waived.
10X points on eligible overseas, airline and duty-free purchases. Lounge and insurance benefits have separate conditions.
Standard annual fee; new-card and existing-card waiver conditions differ.
8X points on eligible local dining and overseas spending; lounge access has programme conditions.
Principal and supplementary annual fees waived.
Preferred-client Islamic card with 8X points on eligible dining, overseas spend and zakat payments.
Principal and supplementary annual fees waived.
10X points on eligible overseas, airline and duty-free spend. Private Wealth invitation required.
Conditional waiver for eligible Private Wealth clients; campaign ends 30 June 2027.
A business card facility for company purchases and expense management. Corporate eligibility and liability terms apply.
Confirm the annual fee and any waiver directly with the issuer.
Mastercard0.50% eligible local rebate and 1.25% overseas rebate; business eligibility and transaction exclusions apply.
Lifetime annual fee waiver.
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This page covers reviewed personal card products and separately labelled business and relationship-only options. Network variants are shown separately where their benefits differ; paired DUO cards are identified on their detail pages. Retired and discontinued products are excluded.
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