From virtual-card security and everyday cashback to overseas points and Privilege travel benefits. Compare current personal and business options separately.
Personal cards are shown first. Switch Product group for business / corporate cards. Invitation and availability labels describe application access, not approval.
Logos show verified support only. * Selected card in a bundle; open the card for Apple Pay and Google Pay status separately.
Visa
14% non-compounding retail finance charge, no annual fee and maximum limit of RM20,000 or twice monthly income, whichever is lower.
Lifetime annual-fee waiver.
Visa5X Three-year Bonus Points on overseas, dining, groceries, petrol and essentials; 1X on other eligible retail.
First year waived; then RM120 principal annually. Old RM12,000 / 12-swipe general waivers ended on 1 August 2025. Eligible home-financing / relationship waivers remain separately conditional.
Visa8X TBP on online purchases and e-wallet top-ups, each category capped at RM3,000 spend per statement; no annual fee.
Lifetime annual-fee waiver.
VisaProgressive cashback up to 5% on the RM2,001–RM3,000 spending band; separate conditional airport ride reimbursement.
First year waived; then RM148 principal annually. Old RM12,000 / 12-swipe general waivers ended on 1 August 2025. Eligible home-financing / relationship waivers remain separately conditional.
VisaFrom 15 November 2026: 3 first-year lounge visits; unlimited in subsequent years with qualifying RM120,000 annual retail spend. 10X overseas TBP.
First year waived; then RM438 principal annually. Old RM12,000 / 12-swipe general waivers ended on 1 August 2025. Eligible home-financing / relationship waivers remain separately conditional.
VisaProgressive monthly cashback plus AUM-based annual bonus, with Privilege-only lounge and 0% FPP benefits.
First year waived; then RM148 principal annually. Old RM12,000 / 12-swipe general waivers ended on 1 August 2025. Eligible home-financing / relationship waivers remain separately conditional.
Mastercard2026 cashback up to 1.20%, or 1.25% on qualifying utilities; alternative interest-rebate option and business discounts.
RM438 principal / RM188 supplementary; first year waived. Subsequent waiver requires an active business current account, performing financing account, or RM12,000 annual retail spend, with prompt repayment.
BVCCDigital business credit cardDigital business credit facility with tiered cashback up to 1%, listed in the October 2026 disclosure; arrange applications with Alliance business banking.
No annual fee applicable under the October 2026 PDS.
VisaChoose tiered cashback up to 1.5% OR overseas 2X TBP; business lounge quotas and 0% FPP depend on statement balance.
Principal fee not applicable; RM100 nominee / supplementary. First-year waiver; subsequent waiver with RM12,000 annual spend OR 12 swipes, plus prompt payment. Performing SME financing may provide a separate waiver.
VisaChoose up to 1% business cashback OR 8.88% qualified retail financing, with conditional lounge access and 0% FPP.
No annual fee applicable under the October 2026 PDS.
No cards match these filters. Try resetting them.
This page covers reviewed personal card products and separately labelled business and relationship-only options. Network variants are shown separately where their benefits differ; paired DUO cards are identified on their detail pages. Retired and discontinued products are excluded.
Issuer catalogue ↗ · Comparison cross-reference ↗
Terms are manually reviewed, not automatically refreshed. Bank documents take precedence over comparison sites. We do not reproduce third-party application gifts or claim exclusive offers.