Compare ONE and EVOL cashback with UNIRinggit rewards, PRVI Miles and premium travel privileges.
Personal cards are shown first. Switch Product group for business / corporate cards. Invitation and availability labels describe application access, not approval.
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Mastercard10X points on Lazada / Lazada Wallet, 5X on selected online lifestyle, entertainment, telco and insurance; separate spending caps apply.
Annual fee: RM100 principal; RM70 supplementary. Waiver with RM20,000 eligible annual spend before the card anniversary.
Visa10% rebate on eligible finance charges when minimum payments are on time. No annual fee or late-payment charge.
No principal or supplementary annual fee.
Visa10% online cashback and 5% e-wallet cashback with RM1,000 monthly spend; RM15 cap for each. Plus 5X dining and entertainment points.
RM7.50 per statement month, first 12 months waived; thereafter waived with 1 eligible retail transaction each statement month. Supplementary: complimentary.
Visa10% cashback across petrol, selected grocers, dining and Grab with RM1,500 statement-month spend; RM15 cap per category.
Annual fee: RM195 principal; RM100 supplementary. Waiver with RM20,000 eligible annual spend before the card anniversary.
Mastercard10X points on selected streaming, 5X on dining, entertainment and groceries, and 3X on petrol / eligible recurring payments; category caps differ.
Annual fee: RM198 principal; RM30 supplementary. Waiver with RM20,000 eligible annual spend before the card anniversary.
Mastercard10X fashion and 5X groceries, each capped at 15,000 points monthly. Female applicants only; LuxePay instalments available.
Annual fee: RM128 principal; RM30 supplementary. Waiver with RM20,000 eligible annual spend before the card anniversary.
Mastercard12X points on selected digital merchants, 125,000 annual bonus points with RM48,000 spend, and 6 KLIA Terminal 1 lounge visits.
Annual fee: RM600 principal; RM150 supplementary. Waiver with RM50,000 eligible annual spend before the card anniversary.
MastercardUp to 12X overseas points, 8 selected PPG lounge visits, conditional Grab rides home and an Agoda bonus-points programme.
Annual fee: RM600 principal; RM0 supplementary. Waiver with RM50,000 eligible annual spend before the card anniversary.
Mastercard10X fashion, 5X groceries / foreign-currency spending, 6 KLIA Terminal 1 lounge visits, and travel / purchase protection.
Annual fee: RM300 principal; RM30 supplementary. Waiver with RM50,000 eligible annual spend before the card anniversary.
Visa10X overseas points, 12 Asia-Pacific lounge visits and up to 12 conditional airport transfers per year.
Annual fee: RM600 principal; RM300 supplementary. Waiver with RM50,000 eligible annual spend before the card anniversary.
VisaPrivilege Banking clients: 12 shared lounge entries including guests, 12 conditional limousine rides and 10,000 points to 1,000 miles.
No annual fee for eligible Privilege Banking clients since 1 July 2025; standard tariff RM600 principal / RM300 supplementary.
VisaInvitation-only: unlimited lounge access for principal plus one guest, unlimited qualifying airport limousine rides, and 5,000 points to 1,000 miles.
Annual fee: RM3,000 principal; RM800 supplementary.
Mastercard1.2% eligible overseas cashback, 0.25% local cashback and 0.2% on JomPAY, e-wallet top-ups and utilities; no cashback cap.
First 2 years waived; subsequent waiver with RM24,000 eligible annual spend. Principal tariff RM150.
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This page covers reviewed personal card products and separately labelled business and relationship-only options. Network variants are shown separately where their benefits differ; paired DUO cards are identified on their detail pages. Retired and discontinued products are excluded.
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