Mastercard
CIMB Lite-i Credit Card
Fixed 14% yearly profit rate on retail and cash advances. Basic card focused on financing costs rather than rewards.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
Lifetime annual fee waiver.
MALAYSIA · KAD KREDIT ASAS
Credit Card Asas
A simpler way to start.
An industry initiative supported by the MADANI Government, offering Malaysians a more affordable, straightforward and responsible credit card option.
14% p.a.Retail financing
RM0Annual fee
RM24,000Minimum annual income
Less complexity. More clarity.Explore Credit Card Asas
5 cardsMastercardMastercardMaybank Islamic Nadi Mastercard Credit Card-i
Fixed 14% yearly profit on retail and cash advances; non-compounding. One-time eligible internal balance transfer is available.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
No annual fee or fee-waiver spending condition.
VisaAFFIN AURA Basic Credit Card-i
14% fixed non-compounding retail profit rate, lifetime annual-fee waiver and maximum RM20,000 limit.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
Lifetime annual fee waiver.
VisaAlliance Bank Visa Basic Credit Card
14% non-compounding retail finance charge, no annual fee and maximum limit of RM20,000 or twice monthly income, whichever is lower.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
Lifetime annual-fee waiver.
VisaBank Muamalat Awwal Basic Credit Card-i
14% non-compounding retail profit rate; no annual fee; credit limit capped at RM20,000 or twice monthly income, whichever is lower.
- Min. annual income
- RM24,000
- Principal annual fee
- RM0
No annual fee.
Rates, fees & product availability
Rates vary by transaction. Retail financing is not interest-free. Check the product disclosure and card terms for cash advances, late charges and repayment requirements.
RHB Sinar Card-i — announced; current application availability unverified.
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