Explore Public Bank and Public Islamic Bank cards: Quantum contactless and overseas cashback, Green / VIP Points, Petron savings and worldwide lounge benefits. Compare each network and spending cap.
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Visa
0.2% eligible AIA insurance-premium cashback and 0.1% other eligible retail cashback; Direct Debit excluded.
No annual fee for life for principal and supplementary cards; no spending condition.
Mastercard0.1% uncapped eligible retail cashback; first-year fee waived, then waiver with 12 transactions per card yearly.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
VisaUp to 5% Petron cashback capped at RM50 per statement; 0.1% other eligible retail cashback.
No annual fee for life for principal and supplementary cards; no spending condition.
Visa0.1% uncapped eligible retail cashback; first-year fee waived, then waiver with 12 transactions per card yearly.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Mastercard1% groceries cashback capped at RM10 per statement; non-compounding Islamic financing.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Visa1% online cashback capped at RM10 per statement; non-compounding Islamic financing.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Mastercard2% overseas cashback with RM100 minimum per transaction and RM20 monthly-statement cap; additional eligible VIP Points.
No annual fee for life for principal and supplementary cards; no spending condition.
Visa1% contactless cashback with RM100 minimum per transaction and RM20 monthly-statement cap; additional eligible VIP Points.
No annual fee for life for principal and supplementary cards; no spending condition.
Mastercard2% groceries and department stores cashback capped at RM15 per statement; non-compounding Islamic financing.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Visa2% online and overseas cashback capped at RM15 per statement; non-compounding Islamic financing.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Mastercard1 VIP Point per RM1 eligible spend, three-year points validity and up to RM500,000 travel accident insurance.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Visa0.2% uncapped eligible local / overseas cashback and up to RM500,000 travel accident insurance.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Visa2% dining / online cashback capped at RM30 per statement; 10X Green Points and two shared worldwide lounge visits.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
Visa1% overseas / 0.3% local cashback; five shared worldwide Plaza Premium visits with RM1,000 qualifying spend per access.
No annual fee for principal and first supplementary card. Second and later supplementary cards: RM250 each yearly.
Mastercard5X overseas / 1X local Air Miles Points and five shared worldwide Plaza Premium visits.
No annual fee for life for principal and supplementary cards; no spending condition.
VisaPublic Mutual member card: 0.2% eligible cashback and an additional 0.3% birthday cash bonus with membership-tier caps.
No annual fee while qualifying Public Mutual membership status is maintained.
Visa0.8% overseas / 0.3% local business cashback, with company eligibility and travel insurance.
First year waived; subsequent annual-fee waiver requires 12 transactions per card in the preceding 12 months.
VisaCorporate charge card with 0.5% eligible cashback and full monthly settlement; 25-day statement grace period.
First year waived; subsequent annual charge RM150. No recurring transaction-based waiver is stated for Commercial.
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This page covers reviewed personal card products and separately labelled business and relationship-only options. Network variants are shown separately where their benefits differ; paired DUO cards are identified on their detail pages. Retired and discontinued products are excluded.
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