Compare ICBC Malaysia Visa and UnionPay cards across Classic, Gold and Platinum. Explore non-expiring Bonus Points, MYR / CNY dual-currency settlement and straightforward annual-fee waivers.
Personal cards are shown first. Switch Product group for business / corporate cards. Invitation and availability labels describe application access, not approval.
Logos show verified support only. * Selected card in a bundle; open the card for Apple Pay and Google Pay status separately.
UnionPayMYR / CNY dual-currency accounts, 1 Bonus Point per eligible RM1 or CNY2, no points expiry and principal fee waiver with 5 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 5 transactions in the preceding 12 months. Supplementary published fee: RM35 yearly.
Visa1 Bonus Point per eligible RM1, no points expiry and principal fee waiver with 5 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 5 transactions in the preceding 12 months. Supplementary published fee: RM35 yearly.
UnionPayMYR / CNY dual-currency accounts, 1 Bonus Point per eligible RM1 or CNY2, no points expiry and principal fee waiver with 5 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 5 transactions in the preceding 12 months. Supplementary published fee: RM75 yearly.
Visa1 Bonus Point per eligible RM1, no points expiry and principal fee waiver with 5 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 5 transactions in the preceding 12 months. Supplementary published fee: RM75 yearly.
UnionPayMYR / CNY dual-currency accounts, 1 Bonus Point per eligible RM1 or CNY2, no points expiry and principal fee waiver with 3 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 3 transactions in the preceding 12 months. Supplementary published fee: RM165 yearly.
Visa1 Bonus Point per eligible RM1, no points expiry and principal fee waiver with 3 transactions yearly.
First principal annual fee waived; subsequent waiver with at least 3 transactions in the preceding 12 months. Supplementary published fee: RM165 yearly.
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This page covers reviewed personal card products and separately labelled business and relationship-only options. Network variants are shown separately where their benefits differ; paired DUO cards are identified on their detail pages. Retired and discontinued products are excluded.
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