FINANCE
CIMB PETRONAS Visa Infinite-i Credit Card — official card artworkVisa · Islamic
Google Pay
CIMB · MALAYSIA
PetrolIn issuer catalogue

CIMB PETRONAS Visa Infinite-i Credit Card

Min. annual incomeRM120,000RM10,000 / month equivalent
Principal annual feeRM0
Card networkVisaIslamic credit card
Google PaySupported
4 visits / yearSelected Plaza Premium Lounge
BEFORE YOU FLY

Airport lounge access

Card lounge programme

4 visits / year

Selected Plaza Premium Lounge
Spend & visit rules
No separate spending condition stated in the issuer’s lounge summary.
Who can enter
Shared principal / supplementary entitlement.
Guests are chargeable unless explicitly included by the card’s programme. Check the outlet and current card-specific rule.
Where it works
Selected Malaysia and overseas outlets in the official issuer list.
Kuala Lumpur International Airport
TerminalInternational departuresDomestic departures
KLIA T1✓ Listed– Outside coverage
KLIA T2Public area · verifyPublic area · verify

At T2, the listed Plaza Premium Lounge is on Level 2M at Gateway@klia2, before immigration and security. Check the card’s boarding-pass rules.

How to enter
  • Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
  • Lounge credential Physical card / Smart Traveller
Entry steps & validity

Eligible card + boarding pass + ID. Smart Traveller QR only for supported cards / outlets.

Issuer programme / card anniversary rules apply.

Separate Subang campaign

Up to 12 campaign visits

Sky Lounge / Sky Lounge Xpress
Spend & visit rules
RM2,000 eligible spend in the same calendar month. Programme monthly caps and total availability also apply.
Who can enter
Eligible principal and supplementary cards; visits count against the campaign cap.
No automatic free guest entitlement.
Where it works
SkyPark Terminal, Sultan Abdul Aziz Shah Airport, Subang.
Kuala Lumpur International Airport
TerminalInternational departuresDomestic departures
KLIA T1– Outside coverage– Outside coverage
KLIA T2– Outside coverage– Outside coverage

This offer is for Subang Airport.

How to enter
  • Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
  • Lounge credential Physical card; separate from Smart Traveller allowance
Entry steps & validity

Present eligible physical card and valid boarding pass.

1 February 2026 – 31 January 2027; separate promotional allocation.

Check your remaining visits and the card’s participating lounge list before travel.

THE DETAILS

Benefit breakdown

Cashback

Cashback
Eligible spendingRateMonthly capStatement balance
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations12%RM60from RM4,000 or above monthly
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS station6%RM60from RM1,500 up to RM3,999 monthly
Groceries, Dining, and Cashless Parking6%RM60from RM4,000 or above monthly
Groceries, Dining, and Cashless Parking3%RM60from RM1,500 up to RM3,999 monthly
Overseas Spending1%uncappedfrom RM1,500 or above monthly

Cashback tiers follow statement balance. PETRONAS / Setel / EV transactions and the grocery / dining / parking group have their respective caps; merchant category exclusions apply.

Fees & charges

Principal annual fee
RM0
Annual fee waiver
Principal and supplementary annual fees waived.
Supplementary annual fee
RM0
Service tax
RM25 per physical card on activation and annual renewal
Retail profit rate
15% / 17% / 18% p.a., based on repayment history
Cash advance profit rate
18% p.a.; calculated daily from withdrawal
Cash advance fee
1% or RM4.00, whichever is higher; applicable tax extra
Minimum monthly payment
Higher of RM50 or 5% current balance + all taxes, instalments due and unpaid prior minimum payments
Late payment / compensation
1% unpaid balance; minimum RM10, maximum RM100 (subject to actual cost)
Overseas conversion
Network conversion / fees; additional 1% bank administration fee

Requirements

Minimum annual income
RM120,000
Product access
General annual income RM120,000; the product page lists a lower RM60,000 route for eligible CIMB@Work customers. Other conditions apply.
Principal minimum age
21 years
Documents
Identity / passport and income evidence; self-employed applicants also need business registration and bank / tax records.

Product features

Travel protection
RM300,000 maximum advertised travel takaful cover. Charge the full eligible fare to the card; insured persons, sub-limits and exclusions follow the policy. A maximum sum insured is not every claim’s payout.
Insurance qualifying purchase
Full airfare must be charged directly with the airline; travel-agency / online travel-agent purchases are not covered under the issuer’s stated automatic travel protection rule.

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.