FINANCE
CIMB Travel Platinum Credit Card — official card artworkMastercard · Conventional
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CIMB · MALAYSIA
Travel & milesIn issuer catalogue

CIMB Travel Platinum Credit Card

Min. annual incomeRM24,000RM2,000 / month equivalent
Principal annual feeRM0
Card networkMastercardConventional card
Apple PaySupported
Google PaySupported
Up to 4 visits / yearPlaza Premium Lounge + selected Plaza Premium First
BEFORE YOU FLY

Airport lounge access

Annual lounge programme

Up to 4 visits / year

Plaza Premium Lounge + selected Plaza Premium First
Spend & visit rules
RM3,000 eligible retail per calendar quarter unlocks 1 visit in that quarter; unused spend / visits do not carry into the next quarter.
Who can enter
One shared quota for principal and supplementary cards; eligible retail spending can be combined within the same account.
Accompanying guests: 50% off direct-branded Plaza Premium walk-in rates; not automatically free. Children below 2: complimentary entry, subject to outlet rules.
Where it works
150+ selected PPG locations worldwide
Kuala Lumpur International Airport
TerminalInternational departuresDomestic departures
KLIA T1✓ Listed– Outside coverage
KLIA T2Public area · verifyPublic area · verify

At T2, the listed Plaza Premium Lounge is on Level 2M at Gateway@klia2, before immigration and security. Check the card’s boarding-pass rules.

How to enter
  • Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
  • Lounge credential Smart Traveller / physical card
Entry steps & validity

Present the eligible card or Smart Traveller QR where accepted.

Calendar year / qualifying quarter; check remaining balance before each visit.

Separate Subang campaign

Up to 12 campaign visits

Sky Lounge / Sky Lounge Xpress
Spend & visit rules
RM2,000 eligible spend in the same calendar month. Programme monthly caps and total availability also apply.
Who can enter
Eligible principal and supplementary cards; visits count against the campaign cap.
No automatic free guest entitlement.
Where it works
SkyPark Terminal, Sultan Abdul Aziz Shah Airport, Subang.
Kuala Lumpur International Airport
TerminalInternational departuresDomestic departures
KLIA T1– Outside coverage– Outside coverage
KLIA T2– Outside coverage– Outside coverage

This offer is for Subang Airport.

How to enter
  • Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
  • Lounge credential Physical card; separate from Smart Traveller allowance
Entry steps & validity

Present the eligible card or Smart Traveller QR where accepted.

1 February 2026 – 31 January 2027; separate promotional allocation.

Check your remaining visits and the card’s participating lounge list before travel.

THE DETAILS

Benefit breakdown

Rewards & miles

Rewards & miles
EarnEligible spending
5 points on every RM1on overseas, airlines and duty-free stores
2 points on every RM1on other local spending
1 point on every RM1on local education, insurance and utilities

Fees & charges

Principal annual fee
RM0
Annual fee waiver
No principal or supplementary annual fee.
Supplementary annual fee
RM0
Service tax
RM25 per physical card on activation and annual renewal
Retail finance rate
15% / 17% / 18% p.a., based on repayment history
Cash advance interest rate
18% p.a.; calculated daily from withdrawal
Cash advance fee
1% or RM4.11, whichever is higher; applicable tax extra
Minimum monthly payment
Higher of RM50 or 5% current balance + all taxes, instalments due and unpaid prior minimum payments
Late payment / compensation
1% unpaid balance; minimum RM10, maximum RM100
Overseas conversion
Network conversion / fees; additional 1% bank administration fee
Interest-free retail period
20 days from statement date, only when full balance is paid on time; excludes cash advances & balance transfers

Requirements

Minimum annual income
RM24,000
Principal minimum age
21 years
Documents
Identity / passport and income evidence; self-employed applicants also need business registration and bank / tax records.

Payment plans

Balance transfer

Balance transfer
TenureRateMinimum transferProcessing fee
6 months5.99% p.a.RM1,000RM0
12 months7.99% p.a.RM1,000RM0

Subject to approval and available limit. Normal finance charges apply after the plan ends.

CIMB 0% Easy Pay

CIMB 0% Easy Pay
TenureRatePurchase requirement
Up to 36 months0%Merchant-specific minimum and available tenures

Participating merchants only. Pay each monthly instalment in full; merchant requirements can differ.

Product features

Lounge excess-use charge
RM150 per visit is back-charged if the free quota is exceeded or the qualifying spend is not met. The PPG and MTP allowances above are shared, not additive.
Points redemption
Redeem CIMB Bonus Points for participating airline miles, hotel rewards, gifts or eligible pay-with-points transactions. Each partner has its own conversion rate and minimum; the headline earn multiplier is not miles per RM1.
Travel protection
RM300,000 maximum advertised travel insurance cover. Charge the full eligible fare to the card; insured persons, sub-limits and exclusions follow the policy. A maximum sum insured is not every claim’s payout.
Insurance qualifying purchase
Full airfare must be charged directly with the airline; travel-agency / online travel-agent purchases are not covered under the issuer’s stated automatic travel protection rule.
In-flight Wi-Fi
Up to RM30 cashback per statement on the issuer’s participating airlines and eligible posted Wi-Fi transactions; check airline / merchant eligibility.
Airport transfer campaign
RM65 Grab airport-ride offer with code CIMBTRAVEL. Meet the bank’s RM3,000 qualifying spend / redemption window; activation and ride conditions apply. Campaign: 1 July – 31 December 2026.
Airport dining campaign
Up to RM68 cashback at participating Flight Club outlets with RM2,000 qualifying monthly spend. Separate promotional terms and redemption limits apply; campaign 1 February 2026 – 31 January 2027.
Golf discounts
25% discount on selected green fees and lessons through the Mastercard APAC Golf programme; booking rules and participating clubs apply. This is not unlimited free golf.
Online purchase protection
Up to USD200 e-commerce protection for eligible overseas online purchases; covered delivery issues, proof and claim windows follow the applicable Mastercard policy.
Travel policy sub-limits
Advertised cover: death / permanent disablement RM300,000; overseas medical up to RM50,000; cancellation and curtailment up to RM25,000 each; personal money / travel documents up to RM10,000. Policy definitions and exclusions apply.
Selected hotel free-night offer
One complimentary night at participating hotels through the designated Mastercard offer; qualifying booking, minimum-stay / inventory requirements and property-specific validity must be checked. It is not a free night at any hotel.
Hotel booking privileges
Eligible bookings through Mastercard Travel & Lifestyle Services can include breakfast for two, room upgrades, early check-in / late checkout and property amenities. Book through the programme; upgrades and benefits depend on availability.
Hotel status
Wyndham Rewards Gold membership offer; first hold a Wyndham Rewards account, then register the eligible Mastercard through the programme. Status does not make room bookings free.

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.