CIMB PETRONAS Visa Platinum-i Credit Card

Min. annual incomeRM24,000RM2,000 / month equivalent

Principal annual feeRM0

Card networkVisaIslamic credit card

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Google PaySupported

THE DETAILS

Benefit breakdown

Cashback

Cashback
Eligible spending	Rate	Monthly cap	Statement balance
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations	8%	RM50	from RM2,000 or above monthly
PETRONAS transaction, Setel App transaction at PETRONAS, and EV Charging at PETRONAS stations	4%	RM50	from RM500 up to RM1,999 monthly
Groceries, Dining, and Cashless Parking	2%	RM50	from RM2,000 or above monthly
Groceries, Dining, and Cashless Parking	1%	RM50	from RM500 up to RM1,999 monthly

Cashback tiers follow statement balance. PETRONAS / Setel / EV transactions and the grocery / dining / parking group have their respective caps; merchant category exclusions apply.

Fees & charges

Principal annual fee: RM0
Annual fee waiver: Principal and supplementary annual fees waived.
Supplementary annual fee: RM0
Service tax: RM25 per physical card on activation and annual renewal
Retail profit rate: 15% / 17% / 18% p.a., based on repayment history
Cash advance profit rate: 18% p.a.; calculated daily from withdrawal
Cash advance fee: 1% or RM4.00, whichever is higher; applicable tax extra
Minimum monthly payment: Higher of RM50 or 5% current balance + all taxes, instalments due and unpaid prior minimum payments
Late payment / compensation: 1% unpaid balance; minimum RM10, maximum RM100 (subject to actual cost)
Overseas conversion: Network conversion / fees; additional 1% bank administration fee

Requirements

Minimum annual income: RM24,000
Principal minimum age: 21 years
Documents: Identity / passport and income evidence; self-employed applicants also need business registration and bank / tax records.

Product disclosure·Card terms·Terms apply

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.