FINANCE

Pay here. Go further.

Explore digital banks, local wallets, travel cards and international accounts. Start with where you live, then see what each service actually does.

Where can you register?

Choose where you qualify to open an account. Where you can pay with it may be different.

What will you use it for?
Browse by brand
YouTrip Singapore official product illustrationMulti-currency wallet · prepaid card

Overseas card spending

S$0 initial card & annual fee
Apple PayGoogle Pay
Wise official product illustrationMulti-currency account · debit card

Wise

Transfers & multiple currencies

MY card RM13.70 · SG card S$0
Apple PayGoogle Pay
Revolut Singapore official product illustrationStandard to Ultra

Currencies, transfers & travel

Standard S$0 subscription
Apple PayGoogle Pay
Atome Malaysia pink Visa prepaid cardAtome Malaysia official product illustrationBuy now, pay later · Visa prepaid card

Visa payments & instalments

No card annual fee
Atome Singapore official product illustrationMerchant instalments · buy now, pay later

Merchant checkout instalments

Pay in 3 interest-free; longer plans cost extra
MariBank Singapore official product illustrationMari Debit Mastercard

SGD savings, MYR spending & transfers

S$0 debit card annual fee
Apple PayGoogle Pay
GXBank Malaysia official product illustrationGX Mastercard debit

MYR savings, DuitNow QR & overseas debit spending

RM12 physical card issuance · RM0 annual fee
Trust Link Visa card
Savings account · Visa debit card

SGD savings, PayNow & overseas debit spending

S$0 monthly account fee and debit card annual fee
Ryt digital Visa debit card
Ryt Visa debit · Digital card

Daily MYR interest, Save Pockets & Visa debit

RM12 physical card issuance · No annual fee
Apple PayGoogle Pay
AEON Bank pink and cat-themed limited edition Visa Debit Card-i designsPink & limited edition

MYR savings goals, DuitNow QR & Visa debit

RM1 initial deposit · no card issuance or annual fee
Google Pay
MYR wallet · DuitNow QR

Shopee Malaysia checkout and local QR payments

Free online-banking top-ups

Compare accounts, wallets & cards

Back to filters ↑
ServiceRegistration marketBest forFX fees & conditions
Touch ’n Go eWalletMalaysia · tourist wallet route availableTravel Card cashback & local QRVisa: 0% bank FX markup; QR fees differ
YouTrip SingaporeSingapore residents · EP / SP / WP routeOverseas card spending0% provider FX fee on spending
WiseMalaysia & Singapore · residence-basedTransfers & multiple currenciesConversion fee varies by currency
Revolut SingaporeSingapore residentsCurrencies, transfers & travelStandard: limits & weekend fees apply
Atome MalaysiaMalaysia · MyKad card applicationVisa payments & instalmentsOverseas fees may apply
Atome SingaporeSingapore · Singpass MyInfoMerchant checkout instalmentsMY checkout shows SGD quote; spread may apply
MariBank SingaporeSingapore · 16+ · SingpassSGD savings, MYR spending & transfers0% FX transaction fee on foreign-currency card spend
GXBank MalaysiaMalaysia · Malaysian citizens · 18+MYR savings, DuitNow QR & overseas debit spending1.2% bank FX fee waived through 31 Dec 2026. Mastercard rates apply.
Trust Bank SingaporeSingapore residents · 18+SGD savings, PayNow & overseas debit spendingNo Trust FX fee on foreign-currency debit purchases. Visa rates apply.
Ryt Bank MalaysiaMalaysia · Malaysian citizens · 18+Daily MYR interest, Save Pockets & Visa debit2% bank fee on foreign-currency transactions, plus Visa conversion.
AEON Bank MalaysiaMalaysia · MyKad app route · 18+MYR savings goals, DuitNow QR & Visa debitPublished tariff: 1% Visa fee + 1% bank fee on foreign-currency card transactions
ShopeePay MalaysiaMalaysia · eKYC for Premium+Shopee Malaysia checkout and local QR paymentsMYR balance · local payments covered here

Wallet, card or bank account?

An eWallet holds money for payments. A prepaid or debit card spends available funds. A bank deposit is a different product, with its own deposit-protection rules.

Register here. Use it elsewhere.

A service working in Malaysia does not mean every Malaysian can register. Use your actual residence and accepted ID; overseas acceptance is a separate question.