Standard
S$0 / monthNo subscription fee
- Monthly FX allowance
- S$5,000 · 1% above
- Weekend FX surcharge
- 1%
- Overseas ATM allowance
- S$350 or 5 withdrawals
- Airport lounges
- Pay per visit
- International bank transfers
- Standard fees
- Eligible card cashback
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Standard to Ultra
Multi-currency payment account · debit card
Revolut Singapore
Four plans for spending abroad.
Compare the free Standard plan with Premium, Metal and Ultra. See when exchange charges kick in and what each plan includes for travel.
Singapore residents
- Best for
- Currencies, transfers & travel
- Cost to know
- Standard S$0 subscription
A multi-currency account for Singapore life.
Keep currencies in-app, send money and use physical or virtual debit cards. Regular virtual cards can be added to Apple Pay and Google Pay; single-use virtual cards are for online purchases.
30+Currencies you can hold
150+Currencies for spending
S$0Standard subscription
Compare Standard, Premium, Metal and Ultra
Premium
S$10.99 / monthor S$109 per year
- Monthly FX allowance
- S$15,000 · 0.5% above
- Weekend FX surcharge
- No surcharge
- Overseas ATM allowance
- S$700
- Airport lounges
- Discounted passes
- International bank transfers
- 20% off provider fees
- Eligible card cashback
- —
Metal
S$21.99 / monthor S$219 per year
- Monthly FX allowance
- No fair-use cap
- Weekend FX surcharge
- No surcharge
- Overseas ATM allowance
- S$1,050
- Airport lounges
- Discounted passes
- International bank transfers
- Provider fee waived
- Eligible card cashback
- 1.5% · S$21.99 cap/month
Ultra
S$89.99 / monthor S$899 per year
- Monthly FX allowance
- No fair-use cap
- Weekend FX surcharge
- No surcharge
- Overseas ATM allowance
- S$3,500
- Airport lounges
- Unlimited for the member
- International bank transfers
- Provider fee waived
- Eligible card cashback
- 1.5% · S$89.99 cap/month
Overseas ATM allowances reset on a rolling monthly basis. Standard uses whichever limit comes first. After the allowance, Revolut charges 2% or S$1.49, whichever is higher. The ATM operator may also charge. Paid plans run for 12 months, with monthly or annual billing and possible early exit charges.
Billing and cancellation terms ↗TRAVEL BENEFITS
Inside Revolut Ultra
S$899 per year on annual billing. Compare the perks you will actually use against the subscription cost.
Airport lounges
Ultra members get unlimited visits for themselves. Guests buy their own passes. Use the Revolut app to check the airport and terminal and display your pass. LoungeKey applies until Revolut emails you about migration to DragonPass. Both published terms limit entry to one lounge within two hours.
Fast Track & mobile data
Ultra includes personal DragonPass security Fast Track at participating terminals. Guests pay separately. Check available terminals and book a time in the app. Ultra also includes 5 GB of global eSIM data each month on supported devices.
1.5% card cashback
On eligible card purchases, the monthly cap is S$89.99 on Ultra and S$21.99 on Metal. S$1,000 of eligible spend earns S$15 on either plan. Examples of exclusions include money transfers, tax payments and certain rentals.
Travel insurance & card privileges
For qualifying trips purchased with your Revolut account, the Ultra page lists up to S$1 million in emergency medical cover, plus flight-delay benefits. Check your policy before paying. The Ultra World Elite Mastercard also lists selected hotel and purchase-protection benefits.
Included partner subscriptions
ChatGPT Go · 12 monthsClassPass · 20 credits/monthWeWork · 3 credits/monthFT Premium DigitalNordVPN CompletepandaproSuper DuolingoMasterClass Full
These are selected Ultra benefits. Activate through the app and check each partner’s terms, including duration and eligibility.
Full Ultra benefits ↗ · SingSaver review ↗Standard fees & everyday use
- Exchange allowance
- S$5,000 per month; 1% above the allowance.
- Weekend exchange
- 1% outside FX market hours, including Friday 5pm to Sunday 6pm Eastern Time.
- Overseas ATM
- First S$350 or 5 withdrawals per rolling month, whichever comes first. Beyond this: 2% or S$1.49 minimum.
- Singapore ATMs
- Local withdrawals are not available. ATM operators abroad may charge separately.
- Physical / virtual card
- First standard card free, delivery extra; virtual card free.
- Adding SGD
- Local bank transfer is free. Card top-up charges depend on card type and are shown before confirmation.
Using it between Singapore and Malaysia
- Paying in Malaysia
- Choose MYR at the terminal to let Revolut handle any conversion. If the terminal converts to SGD, the merchant sets the conversion rate.
- Sending MYR
- Compare the amount the recipient gets in the app. Metal and Ultra waive Revolut’s standard international bank-transfer fee within regulatory limits. Card-number transfers and intermediary-bank charges can be separate.
- Hotel or rental deposit
- Ask whether the merchant accepts debit cards. A pre-authorisation can temporarily reduce your available Revolut balance.
Singapore registration
- Residence
- Legal resident of Singapore; identity and address verification apply.
- Age
- 18+ for the full personal service. A restricted 16–17 account is a separate route.
- Information needed
- Valid ID, phone, email, home address, date of birth, citizenship and a selfie. Accepted IDs are listed in-app.
The reviewed registration page does not give a pass-by-pass EP / SP / WP eligibility list. Use the accepted-document check in the Singapore app before applying.
Payment account & card controls
Revolut Singapore is a payment institution, not a bank. Customer money is segregated under its safeguarding arrangements. You can freeze cards and set spending controls in-app.
A few useful answers
Is Standard unlimited 0% FX?
No. Its exchange allowance, excess fee and weekend charge are separate. Check when conversion happens and the final quote.
Can I register using only my Malaysian address?
The Singapore product requires legal Singapore residence and the required verification. Malaysian nationality alone does not establish Singapore eligibility.
Product terms & references
Standard fees · effective 28 Oct 2026 ↗Premium fees ↗Metal fees ↗Ultra fees ↗Compare paid plans ↗Paid plan & cashback terms ↗LoungeKey terms ↗DragonPass migration terms ↗Airport security Fast Track ↗Subscription partner terms ↗Singapore registration ↗Virtual cards & mobile payments ↗How customer money is safeguarded ↗Travel card & currencies ↗
Checked 5 November 2026 · Provider pricing can change. Confirm the quote in the app before paying.