Touch ’n Go eWallet
Local wallet. A card for your next trip.
Explore the Visa Travel Card: up to 3% cashback on eligible overseas in-store spending, alongside your everyday QR wallet.
- Best for
- Travel Card cashback & local QR
- Cost to know
- Travel Card RM20 incl. delivery
Visa Travel Card, in focus.
A prepaid Visa linked to your eWallet balance. The standard cashback campaign rewards eligible physical, in-store purchases outside Malaysia; it is not a credit card.
Cashback, by purchase size
| One eligible purchase | Cashback | Example |
|---|---|---|
| RM2 – < RM150 | 0.5% | RM120 → RM0.60 |
| RM150 – < RM300 | 1.5% | RM200 → RM3.00 |
| RM300+ | 3% | RM320 → RM9.60 |
The rate applies to the whole eligible purchase, with no per-user cashback cap advertised. Purchases below RM2 do not qualify. Reversed or refunded transactions do not earn cashback.
Exclusions include public transport and taxis, duty-free stores, automated fuel dispensers, insurance, wallet reloads, cash-like transactions and government payments. Merchant category codes determine eligibility.
Limited lounge offer: Agoda / Trip.com bookings
The written offer terms require an eligible travel booking of RM1,000 or more in one transaction on Agoda or Trip.com, paid with the Travel Card. One voucher allows a visit of up to three hours at a participating Malaysia Plaza Premium Lounge.
Locations: KLIA T1 International Contact Pier, KLIA T2 Gateway (Aerotel), Langkawi, Penang and Senai. Find the voucher under GO Rewards → My Rewards, and present it with the physical Travel Card.
Written terms end qualifying purchases on 30 Nov 2026; vouchers expire 31 Dec 2026. Total campaign capacity is 500 visits, first come, first served. A newer promotion page shows a later end date; confirm the active offer in the app. This is not an ongoing annual lounge allowance.
What you pay
- Malaysian credit-card reload
- 1%
- Foreign-issued card reload
- Up to 2.6%
- Overseas wallet / QR payment
- Standard tariff: 1% conversion fee; promotional waivers may apply.
- Visa card overseas spending
- Cross-border transaction fee currently waived; Visa exchange rate applies.
Optional Visa cards
| Published card tariff | Everyday | Travel |
|---|---|---|
| Card + delivery | RM15 | RM20 |
| Annual fee, year two onward | RM8 | RM8 |
| Malaysia ATM / withdrawal | RM1.50 | RM1.50 |
| Overseas ATM / withdrawal | RM10 | First each month free; then RM10 |
First-year card annual fee is waived. These are disclosure-sheet tariffs; the Travel Card’s first monthly overseas ATM fee waiver is shown above. ATM operators can charge separately.
Current card offers ↗Who can register?
- Wallet registration
- Malaysian users and eligible international tourists have different verification routes.
- Visa card eligibility
- Age 12+; eKYC, valid Malaysia address and eligible citizenship / residence / employment status.
- Verified eWallet balance limit
- RM20,000
- Tourist wallet balance limit
- RM5,000
A tourist wallet does not automatically qualify for a Visa card. The Visa card is separate from the stored-value Touch ’n Go transport card.
Know what you are holding
TNG eWallet is e-money, not a bank deposit account. GO+ and other investment products are separate from the payment balance.
A few useful answers
Does 0% card FX also apply to QR payments?
No. Visa card and QR payments are separate routes. The wallet disclosure lists a standard 1% overseas conversion fee; QR promotions may waive it. Check the app’s final quote.
Can I use it without ordering a Visa card?
Yes. QR payments and wallet features do not require the optional Visa card.
Product terms & references
Checked 5 November 2026 · Provider pricing can change. Confirm the quote in the app before paying.