Multi-currency wallet · prepaid card
YouTrip Singapore
One travel wallet. More places to go.
A Singapore wallet and Mastercard for overseas spending, with Apple Pay and Google Pay. Singapore registration conditions apply.
- Best for
- Overseas card spending
- Cost to know
- S$0 initial card & annual fee
Built around travel spending.
A multi-currency wallet linked to a prepaid Mastercard, with physical and virtual cards. Pay online or in stores, including through Apple Pay and Google Pay.
Card, top-ups & cash
- Initial card / annual fee
- S$0 / S$0
- PayNow / linked bank top-up
- Free
- Mastercard / Visa debit top-up
- Free; Visa credit-card top-up costs 1.5%.
- Overseas ATM allowance
- First S$400 per calendar month; 2% on the amount above this.
- Other ATM charges
- Local ATM operator fees can still apply.
0% provider FX fee does not fix the exchange rate. Check the app rate and pay in the local transaction currency to avoid a merchant’s DCC conversion.
Singapore registration
- Age
- 15+ for the standard personal account
- Residence & ID
- Singapore citizens, PRs and legal residents with valid NRIC / FIN.
- Contact details
- Singapore mobile number and email address
- Without Singpass
- Manual route: Singapore-issued ID, address proof within six months and verification video.
How funds are held
YouTrip is a MAS-licensed Major Payment Institution, not a bank. Customer money is segregated from operating funds under its safeguarding arrangements.
A few useful answers
Can a Malaysian Work Permit holder register?
YouTrip lists Work Permit in its MyInfo route. You still need to meet Singapore residence, ID, age and verification requirements.
Is visiting Singapore enough to register?
The Singapore account is for eligible Singapore residents with the required ID and contact details. A tourist visit alone is not the registration route.
Product terms & references
Checked 5 November 2026 · Provider pricing can change. Confirm the quote in the app before paying.