

Compare Malaysian savings accounts, local payments, instalments and travel spending.
Choose where you qualify to open an account. Where you can pay with it may be different.
No matching services. Try another name or use, or clear the filters.



Multi-currency account · debit card
Buy now, pay later · Visa prepaid card
GX Mastercard debitMYR savings, DuitNow QR & overseas debit spending


Daily MYR interest, Save Pockets & Visa debit

Pink & limited editionMYR savings goals, DuitNow QR & Visa debit
| Service | Registration market | Best for | FX fees & conditions |
|---|---|---|---|
| Touch ’n Go eWallet | Malaysia · tourist wallet route available | Travel Card cashback & local QR | Visa: 0% bank FX markup; QR fees differ |
| Wise | Malaysia & Singapore · residence-based | Transfers & multiple currencies | Conversion fee varies by currency |
| Atome Malaysia | Malaysia · MyKad card application | Visa payments & instalments | Overseas fees may apply |
| GXBank Malaysia | Malaysia · Malaysian citizens · 18+ | MYR savings, DuitNow QR & overseas debit spending | 1.2% bank FX fee waived through 31 Dec 2026. Mastercard rates apply. |
| Ryt Bank Malaysia | Malaysia · Malaysian citizens · 18+ | Daily MYR interest, Save Pockets & Visa debit | 2% bank fee on foreign-currency transactions, plus Visa conversion. |
| AEON Bank Malaysia | Malaysia · MyKad app route · 18+ | MYR savings goals, DuitNow QR & Visa debit | Published tariff: 1% Visa fee + 1% bank fee on foreign-currency card transactions |
| ShopeePay Malaysia | Malaysia · eKYC for Premium+ | Shopee Malaysia checkout and local QR payments | MYR balance · local payments covered here |
No services to compare with these filters.
An eWallet holds money for payments. A prepaid or debit card spends available funds. A bank deposit is a different product, with its own deposit-protection rules.
A service working in Malaysia does not mean every Malaysian can register. Use your actual residence and accepted ID; overseas acceptance is a separate question.