FINANCE

Your everyday, in Malaysia.

Compare Malaysian savings accounts, local payments, instalments and travel spending.

Where can you register?

Choose where you qualify to open an account. Where you can pay with it may be different.

What will you use it for?
Browse by brand
Wise official product illustrationMulti-currency account · debit card

Wise

Transfers & multiple currencies

MY card RM13.70 · SG card S$0
Apple PayGoogle Pay
Atome Malaysia pink Visa prepaid cardAtome Malaysia official product illustrationBuy now, pay later · Visa prepaid card

Visa payments & instalments

No card annual fee
GXBank Malaysia official product illustrationGX Mastercard debit

MYR savings, DuitNow QR & overseas debit spending

RM12 physical card issuance · RM0 annual fee
Ryt digital Visa debit card
Ryt Visa debit · Digital card

Daily MYR interest, Save Pockets & Visa debit

RM12 physical card issuance · No annual fee
Apple PayGoogle Pay
AEON Bank pink and cat-themed limited edition Visa Debit Card-i designsPink & limited edition

MYR savings goals, DuitNow QR & Visa debit

RM1 initial deposit · no card issuance or annual fee
Google Pay
MYR wallet · DuitNow QR

Shopee Malaysia checkout and local QR payments

Free online-banking top-ups

Compare accounts, wallets & cards

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ServiceRegistration marketBest forFX fees & conditions
Touch ’n Go eWalletMalaysia · tourist wallet route availableTravel Card cashback & local QRVisa: 0% bank FX markup; QR fees differ
WiseMalaysia & Singapore · residence-basedTransfers & multiple currenciesConversion fee varies by currency
Atome MalaysiaMalaysia · MyKad card applicationVisa payments & instalmentsOverseas fees may apply
GXBank MalaysiaMalaysia · Malaysian citizens · 18+MYR savings, DuitNow QR & overseas debit spending1.2% bank FX fee waived through 31 Dec 2026. Mastercard rates apply.
Ryt Bank MalaysiaMalaysia · Malaysian citizens · 18+Daily MYR interest, Save Pockets & Visa debit2% bank fee on foreign-currency transactions, plus Visa conversion.
AEON Bank MalaysiaMalaysia · MyKad app route · 18+MYR savings goals, DuitNow QR & Visa debitPublished tariff: 1% Visa fee + 1% bank fee on foreign-currency card transactions
ShopeePay MalaysiaMalaysia · eKYC for Premium+Shopee Malaysia checkout and local QR paymentsMYR balance · local payments covered here

Wallet, card or bank account?

An eWallet holds money for payments. A prepaid or debit card spends available funds. A bank deposit is a different product, with its own deposit-protection rules.

Register here. Use it elsewhere.

A service working in Malaysia does not mean every Malaysian can register. Use your actual residence and accepted ID; overseas acceptance is a separate question.