HSBC Amanah Premier World Mastercard Credit Card-i

Min. annual incomePreferred clients

Principal annual feeRM0

Card networkMastercardIslamic credit card

Apple PaySupported

Google PaySupported

BEFORE YOU FLY

Airport lounge access

Selected Plaza Premium Lounges

Plaza Premium Lounge

Spend & visit rules: No separate retail-spend threshold stated in the linked programme.
Who can enter: Principal cardholder only.; Accompanying guests age 12+ receive 25% off and children age 3–12 receive 30% off the applicable walk-in charges, paid with the eligible card.
Where it works: Listed lounges at KLIA T1, Singapore Changi T1 / T4 and Hong Kong T1.
Kuala Lumpur International Airport
Terminal International departures Domestic departures
KLIA T1 ✓ Listed – Outside coverage
KLIA T2 – Outside coverage – Outside coverage
How to enter: Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
Lounge credential Present physical eligible card; this is not a Priority Pass membership.

Kuala Lumpur International Airport
Terminal	International departures	Domestic departures
KLIA T1	✓ Listed	– Outside coverage
KLIA T2	– Outside coverage	– Outside coverage

Entry steps & validity

Use the entry method above and check your remaining allowance before visiting.

July 2026 programme: one complimentary visit per day, up to three hours; benefit available within ten working days of activation.

Check your remaining visits and the card’s participating lounge list before travel.

THE DETAILS

Premier cashback
Eligible spending	Rate	Cap
Overseas	1%	Uncapped on this rate
Local	0.5%	Uncapped on this rate

Principal annual fee: RM0
Supplementary annual fee: RM0; applicable first-year / subsequent waiver conditions remain separate.
Annual-fee waiver: No annual fee.
Retail interest / effective profit rate: 15% / 17% / 18% p.a., based on prompt-payment history.
Cash advance interest / profit: 18% p.a., normally calculated daily without a retail grace period.
Service tax: RM25 for each principal / supplementary card; an annual-fee waiver does not waive this tax.
Cash advance fee: RM8.70 per transaction, plus applicable tax.
Minimum monthly payment: 5% of current balance plus full monthly card-plan instalments and any unpaid prior minimum, or RM50, whichever is higher.
Late payment: Higher of RM10 or 1% of outstanding balance, capped at RM100.
Foreign currency conversion: Visa / Mastercard conversion rate plus 1% bank conversion cost and applicable network transaction fees.
Replacement card: RM50
Retail grace period: At least 20 days when the prior statement is settled in full and the applicable no-cash-outstanding conditions are met.

Principal age: At least 21 years
Supplementary age: At least 18 years
Application conditions: HSBC Premier relationship, normally RM300,000 total relationship balance.

Instalment services
Service	How it works
Card Instalment Plan	0% offers at participating merchants; qualifying purchases and available tenures apply.
Balance conversion / transfer	Separate application and approved repayment quote required; not assumed to be interest-free.

Income documents: NRIC / passport and accepted income evidence such as payslips, EPF, tax assessment and supporting bank statements. Self-employed applicants also need business registration and business statements. Foreign applicants must satisfy the bank’s work-permit / residency requirements.
Mastercard travel protection: Eligible registered trips paid with the card can receive travel cover up to USD500,000, subject to policy limits and registration requirements.

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.