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AmBank SIGNATURE Priority Banking The Metal Visa Infinite Credit Card — official card artworkVisa · Conventional
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AMBANK · MALAYSIA
Travel & milesBy invitation

AmBank SIGNATURE Priority Banking The Metal Visa Infinite Credit Card

Min. annual incomeBy invitation
Principal annual feeRM0
Card networkVisaConventional card
View with bank ↗← All AMBANK cards
Apple PaySupported
Google PaySupported
Tier-based: 6 / 8 / 12 / unlimited visitsPlaza Premium Lounge / selected Plaza Premium First / LoungeKey at Diamond
BEFORE YOU FLY

Airport lounge access

Current programme · checked 3 November 2026

Tier-based: 6 / 8 / 12 / unlimited visits

Plaza Premium Lounge / selected Plaza Premium First / LoungeKey at Diamond
Spend & visit rules
See tier table. Base requires RM1,000 eligible retail spending in the preceding calendar month; Gold / Platinum / Diamond depend on both qualifying balance requirements.
Who can enter
Each principal / supplementary holder qualifies on their own tier. Base complimentary allowance is principal-only.
Guests are charged separately unless expressly included.
Where it works
Plaza Premium First only at Platinum / Diamond. LoungeKey only for The Metal Diamond.
Kuala Lumpur International Airport
TerminalInternational departuresDomestic departures
KLIA T1Check in appCheck in app
KLIA T2Check in appCheck in app

Check the lounge and departure area using the membership linked to this card.

How to enter
  • Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
  • Lounge credential Physical card; The Metal Diamond LoungeKey uses the LoungeKey app / registered digital pass.
Entry steps & validity

Present eligible physical card, identity and boarding pass. Verify tier / balance qualification before entry.

Use current issuer terms and the participating-outlet list; quotas do not guarantee admission when a lounge is full.

Official lounge eligibility & conditionsParticipating lounges

Check your remaining visits and the card’s participating lounge list before travel.

THE DETAILS

Benefit breakdown

Priority tier and lounge allowance

Priority tier and lounge allowance
TierAUM AND qualifying CASA / WealthAnnual lounge allowance
BaseBelow higher-tier requirements6 PPL; principal only, RM1,000 previous-month retail spend
GoldRM200,000 AND RM50,0008 PPL; no Plaza Premium First
PlatinumRM500,000 AND RM100,00012 PPL / Plaza Premium First
DiamondRM2 million AND RM500,000Unlimited PPL / First / LoungeKey

Principal and supplementary cardholders must meet tier requirements individually. Revised 1 November 2026.

AmBonus by Priority tier

AmBonus by Priority tier
TierPhysical overseas retail / RM1Local eligible dining / RM1
Base10X1X
Gold12X3X
Platinum / Diamond15X6X

Eligible categories and bank exclusions apply; other eligible local retail earns the base rate.

AmBonus points

AmBonus points
Eligible spendPoints per RM1
Physical overseas retail10X
Other eligible retail1X

Overseas online purchases do not qualify as physical overseas retail. Petrol, charity, government, e-wallet top-ups, JomPAY / FPX / DuitNow QR, cash, fees and excluded MCCs do not earn points.

Airline redemption examples

Airline redemption examples
Airline awardAmBonus points required
1,000 AirAsia points7,000
1,000 Enrich points12,000
1,000 Asia Miles / KrisFlyer miles15,000

Current catalogue ratios are separate from the earn rate. Redemption blocks and availability apply.

Fees & charges

Principal annual fee
RM0
Service tax
RM25 per issued principal / supplementary card annually; separate from annual fees.
Retail finance / profit rate
15% / 17% / 18% p.a., based on timely repayment history.
Cash advance fee
1.3% of withdrawal plus applicable 8% tax on that fee.
Cash advance finance rate
18% p.a., calculated daily from withdrawal; no interest-free period.
Minimum payment
5% of relevant outstanding balance plus full instalments, tax, arrears and over-limit amounts; minimum RM50, subject to PDS formula.
Late payment
1% of relevant balance; minimum RM10 and maximum RM100.
Foreign exchange
Card-network conversion rate plus 1% bank charge.
Retail grace period
20 days from statement date when the statement is paid fully and on time; excludes cash advances.
Annual-fee waiver
Lifetime annual-fee waiver. Relationship and tier conditions apply.

Requirements

Principal minimum age
21 years; upper age / documentary conditions follow the current application.
Specific application conditions
By invitation for qualifying SIGNATURE Priority Banking customers. AUM and qualifying CASA / Wealth balances determine the cardholder’s individual tier; salary alone does not establish eligibility.

Product features

Card benefits
Priority-tier lounge privileges: Base 6 conditional visits; Gold 8; Platinum 12; Diamond unlimited with The Metal. Tiered AmBonus rewards.
Points expiry
AmBonus points generally expire after three years; check transaction exclusions and the current redemption catalogue.
Travel insurance / Takaful
Up to RM2,000,000 travel accident cover when the full eligible airfare is charged to this card. Insured events, family sublimits, trip duration and exclusions follow the applicable policy; this is not unlimited medical cover.
Diamond travel extras
Two airport meet-and-assist uses yearly require RM30,000 qualifying retail spend in the prior month and/or month of service. First-year ALL Accor+ Explorer membership / renewal and airport transfer benefits have separate tier and booking conditions; do not treat these as benefits at every tier.
Product disclosure·Card terms·Terms apply

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.