Visa · ConventionalRHB · MALAYSIA
RHB Corporate Credit Card
Min. annual incomeBusiness assessment
Principal annual feeRM150
Card networkVisaConventional card
THE DETAILS
Benefit breakdown
Business cashback
| Eligible retail spending | Rate | Cap |
|---|---|---|
| Local business retail | 0.5% | Uncapped |
| Overseas foreign-currency business retail | 1% | Uncapped |
Cash advances, petrol, government, charity and excluded bill-payment / transfer transactions do not earn retail cashback; corporate and Platinum Business exclusions follow their respective terms.
Fees & charges
- Principal annual fee
- RM150
- Supplementary annual fee
- Not applicable to corporate cards.
- Annual fee waiver
- RM150 per corporate credit card; no supplementary-card facility. Separate corporate approval and fees apply.
- Service tax
- RM25 per principal / supplementary credit card annually; supplementary facility does not apply to corporate cards.
- Retail finance rate
- 15% / 17% / 18% p.a. depending on prompt-payment history over the preceding 12 months.
- Cash advances
- Not permitted for RHB Corporate Credit Card/-i.
- Minimum monthly payment
- Higher of 5% of outstanding balance or RM50.
- Late payment charge
- Higher of RM10 or 1% of outstanding balance; maximum RM100.
- Overseas conversion
- Visa / Mastercard conversion rate plus 1% bank administration charge; applicable taxes may apply.
- Interest-free retail period
- 20 days from statement date when the full previous statement is paid on time; not applicable to cash advances, balance transfers or instalment facilities.
- Replacement card
- RM40 per card.
Requirements
- Applicant group
- Business / corporate credit assessment; personal salary alone does not determine eligibility.
- Documents
- Company registration, financial / banking information, authorised signatories and nominee identity documents, as requested by RHB.
- Company eligibility
- Locally registered company established at least 2 years; nominated cardholder age 21–70.
- Company credit limit
- RM15,000–RM1,000,000, subject to approval.
Product features
- Transaction classification
- Spending and bonuses use eligible posted transactions, merchant codes and transaction modes. Fees, tax, cash / quasi-cash, transfers, reversed transactions and other exclusions do not automatically qualify; each programme has its own exclusions.
- Corporate liability
- Choose company sole liability or joint-and-several company / nominated-employee liability, subject to the bank agreement. This is not a personal supplementary-card arrangement.
- RHB Reflex
- Business cash-management and expense reporting, including information / payment / collection / liquidity tools under the subscribed service. Separate platform fees or enrolment terms may apply.
Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.