OCBC Premier Voyage Mastercard

Min. annual incomePreferred clients

Principal annual feeRM750

Card networkMastercardConventional card

View with bank ↗← All OCBC cards

4 visits per yearPlaza Premium Lounge

SPENDING ABROAD

Foreign-currency fees

0% bank FX markup

Bank markup waived; card-network charges/conversion still apply. Not a total FX-fee waiver.

Countries / location: Any country, according to the issuer’s overseas-spending benefit.
Transaction currency: Eligible foreign-currency purchases; a transaction billed in MYR under DCC is different.
Eligible payment method: Eligible foreign-currency retail purchases. Do not assume cash advances or merchant fees are waived.
Fee waived: Additional bank FX markup: 0%.
Conversion & other charges: Card-network conversion rates apply. Network charges are not confirmed as waived.
Minimum spend / cap: Premier / private banking access applies to the card; no separate FX-waiver spend threshold stated.
DCC / home-currency payment: Issuer’s 0% foreign-currency markup does not establish that merchant DCC charges are waived.
Effective period: Current product policy checked 4 November 2026; no fixed end date stated.

0% fees do not mean a fixed or mid-market exchange rate. Network conversion rates and merchant surcharges are separate. The waiver applies only to the transactions and locations stated above.

BEFORE YOU FLY

Airport lounge access

KLIA Plaza Premium

4 visits per year

Plaza Premium Lounge

Spend & visit rules: No separate retail-spend threshold stated in the linked programme.
Who can enter: Principal cardholder only.; 25% off applicable companion lounge admission and eligible à-la-carte items; exclusions apply.
Where it works: Participating Plaza Premium Lounge at KLIA.
Kuala Lumpur International Airport
Terminal International departures Domestic departures
KLIA T1 Check with issuer Check with issuer
KLIA T2 Check with issuer Check with issuer
How to enter: Travel documents Valid boarding pass. Bring your passport for international departures and overseas lounges.
Lounge credential Physical card / issuer concierge instructions.

Kuala Lumpur International Airport
Terminal	International departures	Domestic departures
KLIA T1	Check with issuer	Check with issuer
KLIA T2	Check with issuer	Check with issuer

Entry steps & validity

Use the entry method above and check your remaining allowance before visiting.

Current issuer programme; check the linked participating list before travel.

Official lounge programme / list

Check your remaining visits and the card’s participating lounge list before travel.

THE DETAILS

Benefit breakdown

Voyage Miles

Voyage Miles
Eligible spending	Earning / conversion
Local	1 Voyage Mile per RM5
Overseas	1 Voyage Mile per RM3
KrisFlyer conversion	3,000 Voyage Miles = 1,000 KrisFlyer miles
Dated cash-credit offer	5,000 Voyage Miles = RM50, 1 July 2026–28 February 2027

Voyage Miles do not expire. Airline miles and Voyage Miles are different units.

Fees & charges

Principal annual fee: RM750
Supplementary annual fee: RM500; applicable first-year / subsequent waiver conditions remain separate.
Annual-fee waiver: First-year waiver offered through 31 December 2026; then waiver at RM80,000 annual retail spend.
Retail interest / effective profit rate: 15% / 17% / 18% p.a., based on prompt-payment history.
Cash advance interest / profit: 18% p.a., normally calculated daily without a retail grace period.
Service tax: RM25 for each principal / supplementary card; an annual-fee waiver does not waive this tax.
Cash advance fee: 5% of amount advanced or RM20, whichever is higher, plus applicable tax.
Minimum monthly payment: 5% of outstanding balance or RM50, plus full contracted monthly card-plan / ABC instalments.
Late payment: Higher of RM10 or 1% of relevant retail / cash outstanding, capped at RM100.
Foreign currency conversion: 1.25% bank administration cost plus the network conversion rate / transaction fees. Premier Private Client Voyage exemption applies where eligible.
Replacement card: RM35 for 365; RM50 for ordinary cards / recycled-PVC Voyage, RM500 for metal Voyage.
Retail grace period: 20 days from statement date when the account has no outstanding carried balance; not applicable to cash advances / balance transfers.

Requirements

Principal age: At least 21 years
Supplementary age: At least 18 years
Application conditions: OCBC Premier Banking customers; invitation / relationship assessment, not a general salary-only application.

Product features

Income documents: NRIC / passport and accepted income evidence such as payslips, EPF, tax assessment and supporting bank statements. Self-employed applicants also need business registration and business statements. Foreign applicants must satisfy the bank’s work-permit / residency requirements.
Voyage Exchange: Year-round concierge for travel, dining and lifestyle bookings; hotline +603 2772 3505. EQ voucher redemptions are a separate campaign through 28 February 2027.
Travel protection: Current benefit schedule includes common-carrier accident cover up to USD1 million; medical / evacuation and inconvenience benefits have separate sublimits. Check the full policy and trip eligibility.

Product disclosure·Card terms·FX fee policy·Terms apply

Annual fees exclude applicable tax and transaction charges. Bank approval and current product terms apply.