:root{--bg:#f8fafc;--surface:#fff;--ink:#101b48;--muted:#566780;--line:#dce5f2;--blue:#0b40af;--soft:#eaf3ff;--button:#0b40af;--shadow:0 8px 28px #0b285b09;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--bg);color:var(--ink);font:400 14px/1.65 Poppins,"Noto Sans SC",Arial,sans-serif}html[lang=zh-CN] body{font-family:"Noto Sans SC",Poppins,sans-serif;letter-spacing:.025em}button,input,select{font:inherit}button,summary,select{cursor:pointer}a{color:inherit;text-decoration:none}button{color:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{border:0}button:disabled{cursor:wait;opacity:.6}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #709de9;outline-offset:3px}svg{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}.icon-library{display:none}.wrap{width:min(1240px,calc(100% - 64px));margin-inline:auto}.skip{position:absolute;top:-80px}.skip:focus{top:10px;left:20px;background:var(--surface);padding:12px;z-index:10}.masthead{background:var(--surface);border-bottom:1px solid var(--line)}.header-row{min-height:88px;display:flex;align-items:center;gap:17px}.brand{display:flex;align-items:center}.brand-logo{width:194px;height:42px;stroke:none;fill:currentColor}.logo-letters{font:800 61px Poppins,Arial,sans-serif;letter-spacing:-4.5px}.brand-logo clipPath text{fill:#000;stroke:none}.section-label{background:#0b40af;color:white;border-radius:5px;padding:2px 7px;font-size:10px;font-weight:700;letter-spacing:.04em}.desktop-nav{margin-left:auto;display:flex;gap:23px;align-items:center;align-self:stretch}.desktop-nav a{font-size:12px;font-weight:600;display:flex;align-items:center;border-bottom:3px solid transparent;padding-top:3px}.desktop-nav a[aria-current]{color:var(--blue);border-color:var(--blue)}.desktop-nav a:hover{color:var(--blue)}.header-actions{display:flex;gap:8px;align-items:center;margin-left:16px}.round-button,.language{background:var(--soft);border:1px solid var(--line);border-radius:30px;min-height:38px;padding:5px 12px;font-size:13px;font-weight:600}.language{border-radius:8px;min-width:47px}.mobile-menu{display:none}.breadcrumb{display:flex;gap:12px;align-items:center;font-size:11px;color:var(--muted);padding-block:17px}.breadcrumb a:hover{color:var(--blue)}.finance-hero{display:grid;grid-template-columns:1.05fr 1fr;min-height:350px;background:var(--surface);border-radius:14px;overflow:hidden;border:1px solid var(--line)}.hero-copy{padding:38px 0 38px 32px;position:relative;z-index:1}.eyebrow{font-size:10px;color:var(--blue);font-weight:700;letter-spacing:.09em}.hero-copy h1{font-size:clamp(30px,3.3vw,46px);letter-spacing:-.045em;line-height:1.18;margin:13px 0 16px;max-width:580px}.hero-copy p{font-size:14px;line-height:1.75;max-width:490px;color:var(--muted);margin:0 0 24px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.button{min-height:43px;display:inline-flex;align-items:center;justify-content:center;gap:20px;font-size:12px;line-height:1.4;padding:12px 18px;border-radius:7px;font-weight:600;transition:background .2s,transform .2s;white-space:normal}.button:hover{transform:translateY(-2px)}.primary{background:var(--button);color:#fff;border:1px solid var(--button)}.outline{border:1px solid var(--blue);color:var(--blue);background:var(--surface)}.hero-photo{position:relative;min-width:0;overflow:hidden}.hero-photo:after{position:absolute;inset:0;content:"";background:linear-gradient(90deg,var(--surface),transparent 30%)}.hero-photo img{width:100%;height:100%;position:absolute;object-fit:cover;object-position:65% 50%}.night{display:none}.currency-float{position:absolute;z-index:1;top:30px;right:30px;border-radius:30px;padding:9px 20px;background:#ffffffed;color:#101b48;font-size:17px;font-weight:600;box-shadow:0 4px 20px #11285a14}.currency-float span{color:#0b40af;padding:0 8px}.photo-caption{position:absolute;bottom:19px;right:20px;z-index:1;background:#fffE;color:#101b48;font-size:10px;padding:5px 10px;border-radius:5px}.region-bar{margin-top:25px;border-block:1px solid var(--line);background:var(--surface)}.region-row{min-height:65px;display:flex;align-items:center;gap:20px;justify-content:space-between}.region-switch{display:flex;gap:3px;max-width:100%;overflow:auto;padding:4px 0}.region-switch button{background:transparent;color:var(--muted);font-size:12px;white-space:nowrap;border-radius:6px;padding:9px 18px;font-weight:500}.region-switch button[aria-pressed=true]{background:var(--button);color:white}.source-note{font-size:10px;color:var(--muted);white-space:nowrap}.section{padding-top:39px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:19px}.section-heading h2{font-size:25px;line-height:1.35;letter-spacing:-.03em;margin:5px 0}.section-heading p{font-size:12px;color:var(--muted);margin:4px 0 0}.privacy{font-size:10px;color:var(--muted);white-space:nowrap}.tool-grid{display:grid;grid-template-columns:1.08fr 1fr;gap:20px}.tool{border:1px solid var(--line);border-radius:11px;background:var(--surface);padding:25px;box-shadow:var(--shadow);min-width:0}.tool-heading{display:flex;justify-content:space-between;gap:12px;align-items:center}.tool h3{font-size:21px;line-height:1.3;letter-spacing:-.03em;margin:0}.badge{color:var(--blue);background:var(--soft);border-radius:5px;font-size:8px;padding:4px 7px;font-weight:600;white-space:nowrap}.currency-fields{display:grid;grid-template-columns:1fr 32px 1fr;gap:10px;align-items:end;margin-top:25px}label>span{font-size:11px;display:block;color:var(--muted);margin-bottom:5px}input,select{background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:6px;min-height:42px;padding:8px 10px;max-width:100%;min-width:0}input{font-variant-numeric:tabular-nums}input[type=number]{appearance:textfield;-moz-appearance:textfield}input::-webkit-inner-spin-button,input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.input-pair{display:flex;border:1px solid var(--line);border-radius:7px;align-items:center;background:var(--surface);min-width:0}.input-pair input,.input-pair select{border:0;background:transparent;width:100%;font-weight:600;min-width:0}.input-pair input,.input-pair output{font-size:19px}.input-pair select{width:73px;flex:none;padding:8px 4px;font-size:11px}.input-pair output{padding:8px 10px;flex:1;min-width:0;overflow-wrap:anywhere;font-weight:600}.swap{width:32px;height:34px;margin-bottom:5px;border-radius:50%;background:var(--soft);color:var(--blue);font-size:23px}.rate-line{display:flex;align-items:center;gap:15px;justify-content:space-between;margin-top:20px;background:var(--soft);border-radius:7px;padding:12px}.rate-line strong{font-size:13px;font-variant-numeric:tabular-nums}.text-button{background:transparent;color:var(--blue);font-weight:600;font-size:11px;line-height:1.5;padding:5px 0}.small{font-size:10px;color:var(--muted);line-height:1.7}.custom-rate{font-size:11px;margin-top:12px}.custom-rate summary{color:var(--blue);font-weight:500}.custom-rate>label{margin-top:10px;display:block}.check-row{display:flex!important;gap:8px;align-items:center}.check-row input{min-height:0;width:16px;height:16px}.check-row span{margin:0}.budget{background:var(--soft)}.budget>.tool-heading+p{font-size:11px;color:var(--muted);margin:7px 0 17px}.mini-icon{font-size:25px;color:var(--blue)}.budget-row{display:flex;justify-content:space-between;gap:15px;align-items:center;margin-bottom:9px;background:var(--surface);border:1px solid var(--line);border-radius:6px;padding-left:12px}.budget-row>label{font-size:11px}.budget-row>div{display:flex;max-width:49%;align-items:center}.budget-row input{width:98px;min-height:35px;text-align:right;border:0;font-weight:600;background:transparent;font-size:13px}.budget-row select{border:0;background:transparent;font-size:10px;padding-left:0;width:62px;min-height:35px}.budget-row>input{width:130px}.budget-result{background:#cfe2ff;color:#073a9d;display:flex;justify-content:space-between;gap:12px;border-radius:6px;padding:10px 12px;font-size:12px;font-weight:600}.budget-result output{font-size:18px;line-height:1.5;white-space:nowrap;font-weight:700}.budget-result.is-negative{background:#ffe5e8;color:#8c1730}.budget-actions{display:flex;gap:18px;align-items:center;margin-top:11px}.budget-actions .button{font-size:11px;min-height:38px;padding:9px 14px}.category-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}.category-grid>a,.category-grid>button{display:flex;align-items:center;text-align:left;gap:11px;background:var(--soft);border:1px solid var(--line);border-radius:9px;padding:17px 13px;min-width:0;min-height:82px;transition:transform .2s}.category-grid>a:hover,.category-grid>button:hover{transform:translateY(-3px)}.category-grid svg{flex:none;color:var(--blue);width:28px;height:28px}.category-grid span{font-size:11px;line-height:1.5;font-weight:600}.category-grid b{font-size:17px;margin-left:auto;color:var(--blue);font-weight:400}.finder{background:var(--surface);border:1px solid var(--line);padding:24px;border-radius:11px}.finder-fields{display:grid;grid-template-columns:1fr 1.35fr .55fr 1.1fr .65fr;gap:14px}.finder-fields input,.finder-fields select{width:100%;font-size:12px}.finder-bottom{display:flex;align-items:center;gap:25px;justify-content:space-between;padding-block:14px;border-bottom:1px solid var(--line)}.finder-bottom p{max-width:660px;margin:0}.finder-bottom .button{flex:none}.card-results{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:16px}.product-card{border:1px solid var(--line);border-radius:8px;padding:18px;min-width:0}.product-top{display:flex;gap:10px;align-items:center;justify-content:space-between}.bank-mark{font-size:12px;letter-spacing:.03em;font-weight:700}.product-card h3{font-size:16px;line-height:1.5;margin:10px 0}.product-card p{font-size:11px;color:var(--muted);margin:8px 0}.product-card a{display:inline-block;font-size:11px;color:var(--blue);font-weight:600;margin-top:5px}.match{font-size:9px;font-weight:500;background:var(--soft);color:var(--blue);padding:4px 7px;border-radius:5px}.method{border-top:1px solid var(--line);padding-top:15px;margin-top:18px;font-size:10px;color:var(--muted)}.method summary{font-weight:500}.payment-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.payment-card{display:flex;flex-direction:column;align-items:start;background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:20px;min-width:0}.payment-card .tags{display:flex;flex-wrap:wrap;gap:6px}.tag{font-size:9px;letter-spacing:.03em;font-weight:600;background:#fff0bd;color:#624600;border-radius:5px;padding:3px 7px;display:inline-block}.tag.type{background:var(--soft);color:var(--blue)}.payment-card h3{font-size:17px;margin:15px 0 7px;line-height:1.45}.payment-card p{font-size:11px;color:var(--muted);margin:0 0 16px}.payment-card a{font-size:11px;font-weight:600;color:var(--blue);margin-top:auto}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.guide-card{text-align:left;padding:0;border:1px solid var(--line);border-radius:10px;background:var(--surface);overflow:hidden;transition:transform .2s}.guide-card:hover{transform:translateY(-4px)}.guide-card>img,.guide-art{width:100%;aspect-ratio:2.1;object-fit:cover;display:block}.guide-card>img{object-position:50% 55%}.guide-card>div:last-child{padding:19px}.guide-card h3{font-size:16px;line-height:1.5;margin:11px 0 6px}.guide-card p{font-size:11px;color:var(--muted);margin:0 0 16px}.read{font-size:11px;font-weight:600;color:var(--blue)}.guide-art{display:flex;align-items:center;justify-content:center;flex-direction:column;gap:17px;background:#e5f0ff;color:#0b40af}.guide-art svg{width:43px;height:43px;stroke-width:1.4}.guide-art span{font-size:17px;font-weight:500}.guide-art b{padding-inline:12px}.budget-art{background:#edf3e9;color:#3e6945}.budget-art span{font-size:12px}.pulse-banner{display:flex;align-items:center;justify-content:space-between;gap:30px;margin-block:43px;background:var(--soft);border-radius:12px;padding:28px 32px;border:1px solid var(--line)}.pulse-banner h2{font-size:22px;line-height:1.4;margin:8px 0}.pulse-banner p{font-size:12px;color:var(--muted);margin:0}.pulse-banner .button{flex:none}footer{background:#101b48;color:#eef3ff}.footer-row{padding-block:28px;display:flex;justify-content:space-between;gap:30px}.footer-row strong{font-size:23px}.footer-row strong span{font-size:14px;font-weight:400;color:#b9cff9;margin-left:9px}.footer-row p{font-size:11px;margin:5px 0;color:#c0cce4}.footer-row nav{display:flex;gap:24px;font-size:11px;align-items:center;flex-wrap:wrap}.footer-notes{border-top:1px solid #344366;padding-block:15px 22px;color:#bdcae1;font-size:10px}.footer-notes p{margin:4px 0}.footer-notes a{text-decoration:underline}dialog{color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:15px;padding:28px;max-width:min(680px,calc(100% - 28px));max-height:85dvh;overscroll-behavior:contain;box-shadow:0 20px 100px #0004}dialog::backdrop{background:#031124a6;backdrop-filter:blur(4px)}.dialog-top{display:flex;justify-content:space-between;gap:30px;align-items:center;margin-bottom:18px}dialog h2{font-size:25px;line-height:1.4;margin:10px 0 20px;letter-spacing:-.02em}dialog h3{font-size:15px;margin:20px 0 5px}dialog p,dialog li{font-size:13px;color:var(--muted);line-height:1.85}dialog ul{padding-left:19px}dialog a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.dialog-sources{border-top:1px solid var(--line);padding-top:15px;margin-top:22px;font-size:11px}.dialog-sources a{display:block;margin-top:7px}[hidden]{display:none!important}
html[data-theme=dark]{--bg:#0b1428;--surface:#101f36;--ink:#f0f5ff;--muted:#b6c5de;--line:#2c4162;--blue:#a2c3ff;--soft:#172c49;--button:#2059cc;--shadow:none;color-scheme:dark}html[data-theme=dark] .logo-letters[fill="#0b40af"]{fill:#f3f7ff}html[data-theme=dark] .day{display:none}html[data-theme=dark] .night{display:block}html[data-theme=dark] .budget-result{background:#254a7c;color:#f0f6ff}html[data-theme=dark] .budget-result.is-negative{background:#54273b;color:#ffdbe4}html[data-theme=dark] .guide-art{background:#173452;color:#b6d2ff}html[data-theme=dark] .budget-art{background:#203e35;color:#c1e4b9}
@media(min-width:1600px){.wrap{width:min(1400px,calc(100% - 100px))}.hero-copy{padding:48px 0 48px 40px}.finance-hero{min-height:390px}.hero-copy h1{font-size:51px}.tool{padding:30px}}
@media(max-width:1100px){.desktop-nav{gap:16px}.header-row{gap:11px}.brand-logo{width:166px}.header-actions{margin-left:4px}.category-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.privacy{white-space:normal;max-width:180px}.tool{padding:19px}.tool h3{font-size:19px}.currency-fields{gap:6px;grid-template-columns:1fr 27px 1fr}.swap{width:27px}.input-pair input,.input-pair output{font-size:16px;padding-inline:7px}.input-pair select{width:59px;font-size:10px}.finder-fields{grid-template-columns:1fr 1.25fr .55fr}.finder-fields>label:nth-child(4){grid-column:1/3}.finder-bottom p{max-width:480px}}
@media(max-width:850px){.wrap{width:calc(100% - 40px)}.header-row{flex-wrap:wrap;min-height:77px}.header-actions{margin-left:auto}.desktop-nav{order:5;flex:1 0 100%;justify-content:space-between;height:45px;border-top:1px solid var(--line)}.desktop-nav a{font-size:13px}.hero-copy{padding:28px 0 28px 23px}.hero-copy h1{font-size:33px}.hero-copy p{font-size:12px}.hero-actions{gap:9px}.hero-actions .button{font-size:10px;padding:10px 12px;gap:12px}.finance-hero{min-height:315px}.currency-float{right:15px;font-size:13px;padding:7px 12px}.source-note{font-size:9px}.region-switch button{padding:9px 12px;font-size:11px}.tool-grid{gap:14px;grid-template-columns:1fr 1fr}.tool h3{font-size:18px}.currency-fields{grid-template-columns:1fr;gap:7px;margin-top:14px}.swap{justify-self:center;height:23px;margin:0;font-size:20px;transform:rotate(90deg)}.input-pair input,.input-pair output{font-size:17px}.input-pair select{width:72px}.budget-row{padding-left:8px;gap:7px}.budget-row>label{font-size:10px}.budget-row input{width:75px;font-size:12px}.budget-result{flex-direction:column;gap:0}.budget-actions{flex-direction:column;align-items:stretch;gap:7px}.payment-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-grid{gap:13px}.guide-card>div:last-child{padding:14px}.guide-card h3{font-size:14px}.guide-art span{font-size:13px}.budget-art span{font-size:9px}.guide-art svg{width:32px;height:32px}.guide-art{gap:9px}.section-heading h2{font-size:23px}.pulse-banner h2{font-size:21px}.finder-bottom{align-items:start}.finder-bottom .button{font-size:10px}}
@media(max-width:600px){.wrap{width:calc(100% - 32px)}.masthead .header-row{min-height:73px;gap:8px;flex-wrap:nowrap}.brand-logo{width:145px;height:36px}.section-label{font-size:7px;padding:2px 5px}.desktop-nav{display:none}.header-actions{gap:5px}.round-button{padding:5px 8px;font-size:11px;min-height:34px}.language{font-size:10px;min-width:35px;padding:5px 6px;min-height:34px}.mobile-menu{display:block}.mobile-menu summary{list-style:none;font-size:19px;padding:0 3px;min-width:25px}.mobile-menu summary::-webkit-details-marker{display:none}.mobile-menu nav{position:absolute;top:73px;left:0;right:0;background:var(--surface);z-index:5;display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--line);padding:15px}.mobile-menu nav a{padding:12px;font-size:13px}.breadcrumb{font-size:10px;padding-block:12px}.finance-hero{display:flex;flex-direction:column}.hero-copy{padding:23px}.hero-copy h1{font-size:clamp(29px,7.7vw,39px);line-height:1.23;margin-top:10px}.hero-copy p{font-size:12px;margin-bottom:18px}.hero-photo{height:170px}.hero-photo:after{background:linear-gradient(0deg,transparent,var(--surface) 160%)}.hero-photo img{object-position:center 55%}.currency-float{top:12px;right:15px;font-size:12px}.photo-caption{font-size:9px;bottom:10px;right:12px}.hero-actions .button{font-size:11px;padding:11px 12px}.region-bar{margin-top:18px}.region-row{display:block;padding-block:7px}.region-switch{gap:0;justify-content:space-between}.region-switch button{font-size:10px;padding:8px 10px}.source-note{display:block;font-size:9px;padding:3px 0 3px 4px}.section{padding-top:28px}.section-heading{display:block;margin-bottom:15px}.section-heading h2{font-size:22px}.section-heading p{font-size:11px}.eyebrow{font-size:9px}.privacy{display:block;max-width:none;margin-top:8px;font-size:9px}.tool-grid{grid-template-columns:1fr;gap:15px}.tool{padding:20px}.tool h3{font-size:20px}.currency-fields{grid-template-columns:1fr 25px 1fr;gap:7px;margin-top:20px}.swap{justify-self:auto;height:30px;margin-bottom:7px;transform:none}.input-pair input,.input-pair output{font-size:16px}.input-pair select{width:57px;font-size:10px}.budget-row{padding-left:10px}.budget-row>label{font-size:11px}.budget-row input{font-size:13px;width:103px}.budget-row select{width:61px}.budget-result{flex-direction:row;align-items:center}.budget-result output{font-size:18px}.budget-actions{flex-direction:row;justify-content:space-between;align-items:center;gap:10px}.budget-actions .button{font-size:11px}.category-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.category-grid>a,.category-grid>button{padding:14px 11px;min-height:70px;gap:10px}.category-grid span{font-size:11px}.category-grid svg{width:25px;height:25px}.finder{padding:17px}.finder-fields{grid-template-columns:1fr 1fr;gap:12px}.finder-fields>label:nth-child(2){grid-column:auto}.finder-fields>label:nth-child(4){grid-column:auto}.finder-fields>label:nth-child(5){grid-column:1/-1}.finder-fields input,.finder-fields select{font-size:11px}.finder-fields label>span{font-size:10px}.finder-bottom{display:block}.finder-bottom .button{width:100%;margin-top:12px;font-size:11px}.card-results{grid-template-columns:1fr}.payment-grid{grid-template-columns:1fr 1fr;gap:10px}.payment-card{padding:15px}.payment-card h3{font-size:14px}.payment-card p{font-size:10px}.tag{font-size:8px}.payment-card a{font-size:10px}.guide-grid{grid-template-columns:1fr}.guide-card>img,.guide-art{aspect-ratio:2.25}.guide-card h3{font-size:17px}.guide-card p{font-size:12px}.guide-card>div:last-child{padding:18px}.guide-art span{font-size:20px}.guide-art svg{width:45px;height:45px}.budget-art span{font-size:14px}.pulse-banner{display:block;padding:23px;margin-block:28px}.pulse-banner .button{margin-top:18px}.footer-row{flex-direction:column;gap:17px}.footer-row nav{gap:18px}.footer-row strong{font-size:22px}dialog{padding:22px}dialog h2{font-size:22px}}
@media(max-width:360px){.brand-logo{width:127px}.section-label{display:none}.currency-fields{grid-template-columns:1fr}.swap{transform:rotate(90deg);justify-self:center;height:24px;margin:0}.input-pair select{width:70px}.budget-result{flex-direction:column;align-items:start}.budget-actions{flex-direction:column;align-items:stretch}.payment-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
.tool.budget>form+.small{display:none}
