UOB One Credit Card
Quarterly cashback tiers: spend at least S$600 / S$1,000 / S$2,000 with 10 transactions in EACH statement month of the qualifying quarter.
Benefits & important limits
- Quarterly cashback tiers: spend at least S$600 / S$1,000 / S$2,000 with 10 transactions in EACH statement month of the qualifying quarter.
- Quarterly base rebates are S$60 / S$100 / S$200 respectively. Merchant bonuses have separate conditions and monthly caps.
- Selected daily favourites can earn up to 10%; grocery and overseas promotions are separate from the base quarterly rebate.
Fees & repayments
- Principal annual fee (GST included)
- S$196.20
- Fee waiver
- First year waived; subsequent waiver follows the issuer’s current policy.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs: S$30,000 gross annual income; S$15,000 from age 56.
Foreign applicants: S$40,000 gross annual income, supported by income and residence documents. EP / S Pass follow the issuer’s supporting-document route. A pass and salary meeting the figures do not guarantee approval.
UOB’s document route specifies EP or S Pass and passport with at least six months remaining validity.
Age: 21+. Gross annual income is different from take-home pay; income earned in another currency requires bank confirmation.
Application documents ↗Overseas & FX fees
Standard foreign-currency transaction fees apply. DBS lists total administrative / conversion fees of up to 3.25%; UOB fees depend on card network and the current tariff. Overseas cashback or miles do not automatically remove these charges.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.