UOB EVOL Credit Card
10% cashback on eligible local online / mobile contactless and selected gym, telco and streaming spend after S$800 per statement month.
Benefits & important limits
- 10% cashback on eligible local online / mobile contactless and selected gym, telco and streaming spend after S$800 per statement month.
- Monthly caps: S$30 online/contactless, S$20 gym/telco/streaming, S$30 other-spend base cashback; S$80 total. Below S$800, the base rate applies.
- Foreign-currency retail purchases carry 0% FX fees worldwide, without a minimum spend or fee-waiver cap.
Fees & repayments
- Principal annual fee (GST included)
- S$0.00
- Fee waiver
- No annual fee; the product page overrides the generic comparison-table tariff.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs: S$30,000 gross annual income; S$15,000 from age 56.
Foreign applicants: S$40,000 gross annual income, supported by income and residence documents. EP / S Pass follow the issuer’s supporting-document route. A pass and salary meeting the figures do not guarantee approval.
UOB’s document route specifies EP or S Pass and passport with at least six months remaining validity.
Age: 21+. Gross annual income is different from take-home pay; income earned in another currency requires bank confirmation.
Application documents ↗0% FX fees — scope
Foreign-currency retail purchases carry 0% FX fees worldwide, without a minimum spend or fee-waiver cap.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.