Singtel-UOB Card
After S$800 per statement month, earn up to 12% on eligible Singtel/GOMO and 10% on local online/mobile contactless spend.
Benefits & important limits
- After S$800 per statement month, earn up to 12% on eligible Singtel/GOMO and 10% on local online/mobile contactless spend.
- Monthly caps: S$30 Singtel, S$30 online/contactless and S$20 other spend, S$80 overall. Annual Singtel vouchers require both local and Singtel spending thresholds.
- 0% administrative FX fees on overseas foreign-currency spend; SGD transactions processed overseas still incur the 1% international processing fee.
Fees & repayments
- Principal annual fee (GST included)
- S$0.00
- Fee waiver
- Principal and supplementary annual fees no longer charged from 1 July 2026.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs: S$30,000 gross annual income; S$15,000 from age 56.
Foreign applicants: S$40,000 gross annual income, supported by income and residence documents. EP / S Pass follow the issuer’s supporting-document route. A pass and salary meeting the figures do not guarantee approval.
UOB’s document route specifies EP or S Pass and passport with at least six months remaining validity.
Age: 21+. Gross annual income is different from take-home pay; income earned in another currency requires bank confirmation.
Applicant must be an individual, non-business Singtel customer.
Application documents ↗0% FX fees — scope
0% administrative FX fees on overseas foreign-currency spend; SGD transactions processed overseas still incur the 1% international processing fee.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.