Trust NTUC Link Credit Card
Earn Linkpoints on eligible spending. FairPrice Group savings can reach 21% for qualifying NTUC members, with separate outside-group spending and monthly caps; non-NTUC rates differ.
Benefits & important limits
- Earn Linkpoints on eligible spending. FairPrice Group savings can reach 21% for qualifying NTUC members, with separate outside-group spending and monthly caps; non-NTUC rates differ.
- Caltex fuel savings can reach 20% including station discounts and card rewards. Headline savings are not a flat cashback rate on every purchase; card and membership conditions apply.
Fees & repayments
- Principal annual fee (GST included)
- S$0
- Fee waiver
- No annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Citizens / PRs aged 21–55 need S$30,000 yearly income; from age 56, S$15,000. Foreign applicants need S$60,000 and a valid work pass. Confirm the accepted pass type directly with Trust before applying.
Principal age: 21+
Application documents ↗0% FX fees — scope
No Trust foreign-transaction fee or exchange-rate markup on eligible overseas purchases in any currency. Conversion uses Visa’s rate and may pass through USD. Merchant DCC spreads and cash-advance / ATM costs are separate.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.