Standard Chartered Rewards+ Credit Card
Earn 10X Rewards Points on eligible foreign-currency purchases, 5X on eligible SGD dining and 1X on other qualifying spend. At 2.5 points per mile, these equal 4 / 2 / 0.4 miles per S$1.
Benefits & important limits
- Earn 10X Rewards Points on eligible foreign-currency purchases, 5X on eligible SGD dining and 1X on other qualifying spend. At 2.5 points per mile, these equal 4 / 2 / 0.4 miles per S$1.
- Additional points share a 20,000-point cap per card anniversary year. The 1X base is separate; foreign-currency dining earns the foreign-currency multiplier, not both bonuses combined.
Fees & repayments
- Principal annual fee (GST included)
- S$196.20
- Fee waiver
- First 1 year waived. Later waivers are subject to the issuer’s rules.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs need S$30,000 yearly income; foreign applicants need S$90,000 and a Singapore Employment Pass. The published route requires at least six months’ pass validity; legacy Q-type passes require one year. Income and identification documents are assessed by the bank.
Principal age: 21–65
Application documents ↗Overseas & FX fees
Standard Chartered foreign-currency purchases have a 3.5% foreign-currency transaction fee. Expired fee-waiver campaigns and the multi-currency deposit-account feature do not make this credit card a permanent 0% FX card.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.