Standard Chartered Prudential Platinum Credit Card
Through 31 December 2026, earn 10 Rewards Points per S$1 on eligible foreign-currency purchases and 5 on eligible SGD dining, with no minimum spend. Additional points share a 20,000-point cap per card membership year; base points are uncapped.
Benefits & important limits
- Through 31 December 2026, earn 10 Rewards Points per S$1 on eligible foreign-currency purchases and 5 on eligible SGD dining, with no minimum spend. Additional points share a 20,000-point cap per card membership year; base points are uncapped.
- Earn 1 base Rewards Points per S$1 on other eligible purchases, including qualifying insurance premiums. Redeem 3,000 points to offset S$9.60 of eligible Prudential premiums, then 300-point blocks for S$0.96.
Fees & repayments
- Principal annual fee (GST included)
- S$196.20
- Fee waiver
- First 1 year waived. Later waivers are subject to the issuer’s rules.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Singapore citizens / PRs need S$30,000 yearly income; foreign applicants need S$90,000 and a Singapore Employment Pass. The published route requires at least six months’ pass validity; legacy Q-type passes require one year. Income and identification documents are assessed by the bank.
Principal age: 21+
Application documents ↗Overseas & FX fees
Standard Chartered foreign-currency purchases have a 3.5% foreign-currency transaction fee. Expired fee-waiver campaigns and the multi-currency deposit-account feature do not make this credit card a permanent 0% FX card.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.