Standard Chartered Beyond Credit Card
Miles earning varies with your banking relationship and spend category, with the headline maximum 8 miles per S$1 reserved for qualifying overseas dining under the programme. Check the personal / Priority / Priority Private earn table.
Benefits & important limits
- Miles earning varies with your banking relationship and spend category, with the headline maximum 8 miles per S$1 reserved for qualifying overseas dining under the programme. Check the personal / Priority / Priority Private earn table.
- Unlimited Priority Pass lounge visits for principal and supplementary cardholders, plus six complimentary guest visits per year. Present the Beyond card under the linked programme instructions; extra guests are chargeable.
- Priority Banking clients receive two airport transfers and Priority Private clients ten, redeemed using codes in SC Mobile. Other travel benefits include conditional business-class upgrades and up to US$500,000 travel insurance when trips are paid with the card.
Fees & repayments
- Principal annual fee (GST included)
- S$1,635
- Fee waiver
- S$1,635 including GST; non-waivable annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Airport lounge access
Unlimited Priority Pass lounge visits for principal and supplementary cardholders, plus six complimentary guest visits per year. Present the Beyond card under the linked programme instructions; extra guests are chargeable.
Participating lounge directory ↗ · Lounge programme details ↗
Eligibility & work passes
Age 21+, S$200,000 annual income for local and foreign applicants. Priority Banking requires S$200,000 relationship balance; Priority Private S$1.5 million. These relationship balances change benefits and are not salary substitutes. Foreigners must hold the listed Employment Pass.
Principal age: 21+
Application documents ↗Overseas & FX fees
Standard Chartered foreign-currency purchases have a 3.5% foreign-currency transaction fee. Expired fee-waiver campaigns and the multi-currency deposit-account feature do not make this credit card a permanent 0% FX card.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.