Mari Credit Card
Unlimited 1.5% cashback on eligible local card purchases, with no minimum spend. Overseas eligible purchases earn promotional 1.5% on up to S$1,500 spend per calendar month (S$22.50 cashback), extended through 31 December 2027.
Benefits & important limits
- Unlimited 1.5% cashback on eligible local card purchases, with no minimum spend. Overseas eligible purchases earn promotional 1.5% on up to S$1,500 spend per calendar month (S$22.50 cashback), extended through 31 December 2027.
- Shopee Instant Checkout rewards are Shopee Coins under a separate promotion; instalments and ordinary card checkout do not automatically receive the same coins.
- No annual, late or overlimit fee under the published tariff, but unpaid balances still incur interest. A fee-free card is not interest-free borrowing.
Fees & repayments
- Principal annual fee (GST included)
- S$0
- Fee waiver
- No annual fee.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Citizens / PRs aged 21–55: S$30,000 yearly income; over 55: S$15,000. Foreigners aged 21+ need an accepted pass valid for at least six months and an updated Singapore residential address in Singpass. EP, S Pass, PEP, ONE Pass, Dependant’s Pass, LTVP / LTVP+ and Student’s Pass are listed. The foreigner salary threshold is not published in the cited FAQ.
Principal age: 21+
Application documents ↗0% FX fees — scope
All foreign-currency card purchases have no Mastercard 1% conversion charge or MariBank 2% foreign-currency fee under the current tariff. Promotional best-rate protection applies only to the listed currencies and dates; it is separate from the 0% fee. DCC and cash facilities have separate rules.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.