American Express Platinum Reserve Credit Card
Earn 2 Membership Rewards points per S$1.60, or 10 at participating Platinum 10Xcelerator outlets; points do not expire.
Benefits & important limits
- Earn 2 Membership Rewards points per S$1.60, or 10 at participating Platinum 10Xcelerator outlets; points do not expire.
- Love Dining, Tower Club access, regional golf and a one-night Frasers Hospitality benefit have separate booking / companion and participating-property rules. Reserve benefits differ from the Platinum Card lounge collection.
Fees & repayments
- Principal annual fee (GST included)
- S$545
- Fee waiver
- Annual membership fee applies; any waiver follows the current issuer terms.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Age 21+. American Express states regulatory minimum-income requirements and internal assessment, rather than a single published salary figure for this product. Foreign applicants must provide passport, valid work pass, income and address evidence. Confirm the specific pass and salary requirement with American Express.
Principal age: 21+
Application documents ↗Overseas & FX fees
Foreign-currency purchases attract a 3.25% currency-conversion commission. Miles and cashback are earned separately and do not remove this fee. DCC uses the merchant’s conversion rate.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.