American Express Platinum Credit Card
Earn 2 Membership Rewards points per S$1.60 on eligible purchases and 10 per S$1.60 at Platinum 10Xcelerator partners. Points do not expire; this is not the S$1,744 Platinum Card.
Benefits & important limits
- Earn 2 Membership Rewards points per S$1.60 on eligible purchases and 10 per S$1.60 at Platinum 10Xcelerator partners. Points do not expire; this is not the S$1,744 Platinum Card.
- Love Dining savings vary with diners and participating outlet; up to 50% applies to two diners. Selected fashion / dining credits and golf privileges have enrolment, annual-fee and expiry conditions.
Fees & repayments
- Principal annual fee (GST included)
- S$327
- Fee waiver
- Annual membership fee applies; any waiver follows the current issuer terms.
Interest, late-payment and cash-advance fees are separate from annual fees. Check the current tariff before carrying a balance.
Eligibility & work passes
Age 21+. American Express states regulatory minimum-income requirements and internal assessment, rather than a single published salary figure for this product. Foreign applicants must provide passport, valid work pass, income and address evidence. Confirm the specific pass and salary requirement with American Express.
Principal age: 21+
Application documents ↗Overseas & FX fees
Foreign-currency purchases attract a 3.25% currency-conversion commission. Miles and cashback are earned separately and do not remove this fee. DCC uses the merchant’s conversion rate.
Pay in the merchant’s local currency when comparing network conversion. Dynamic Currency Conversion (DCC) uses the merchant’s rate; 0% issuer fees do not promise the interbank rate or remove merchant mark-ups, cash-advance charges or ATM fees.